Bad Credit Car Finance

Don't worry! With Car Finance 247 this isn't a problem – we are sympathetic to people requiring bad credit car finance. We can supply affordable car finance regardless of past bad credit history. Whether you've had CCJ's, mortgage arrears, council tax arrears, other payment defaults, if you're self-employed or even if you have NO credit history at all, we do not consider these valid reasons for you to be refused car finance.

We can even help you if you are in debt management or have IVA's

Credit to suit you

There could be numerous reasons why you may have been previously refused car finance so we search for the most suitable deal to suit your specific circumstances. In fact, we are able to arrange loans for over 90% of customers who have been refused credit elsewhere.

We even offer advice on how to repair your credit rating so you will not be turned down in the future.

Benefit from our no hassle service - our experienced advisors are on hand to guide you through the process

  • choose a car from any dealer nationwide and we'll arrange the bad credit car finance and sort out the paperwork
  • or, if you prefer, our experienced finance advisors will help you locate your desired vehicle which can be delivered to your doorstep should you wish.

To help protect you, we also offer optional Warranties and GAP insurance. These are great products that we offer at competitive prices so if you're interested please ask your sales advisor.

Bad credit car finance specialists

Our customers who have been refused credit elsewhere will find that this is no obstacle for Car Finance 247. We won't let financial problems in your past get in the way of you securing car finance with bad credit. Our staff are friendly and approachable, and we understand that everybody's credit rating is different. Rates offered are dependent upon your credit score.

Get your FREE credit report from Experian!

Genuine understanding

We know how easy it is to become downcast when you've been refused car finance due to bad credit. Often this situation occurs through no fault of your own. You may be self-employed and so have no proof of income, or you may have no credit history at all. Often you may have simply been a little bit late paying bills.

At Car Finance 247, we can overcome these so-called problems. Also, as we have great working relationships with all of our lenders we are very optimistic we can obtain car finance for you – even if you have been refused car finance elsewhere!

Apply for your car finance today