Help & Advice

Can I buy a car on credit from any dealer?

I have found a vehicle I want to purchase, but will you only finance cars that you source?

Kenneth Clarke


Answer

Hi Kenneth, in a nutshell we allow you to buy a car from any reputable dealer nationwide or if you're struggling our finance advisors can help locate one in your local area.

I take it you have a full UK licence and if requested you can provide proof of income (this isn't always mandatory). If so, please make an application and if approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Rachel

Answer correct as of September 2016

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Set your budget

£
4 years

In this illustration your credit score is set to

Best available rate
Total repayment
Total cost of credit

Best available rate

Total repayment

Total cost of credit

We compare products from 18 of the UK's top lenders to get you the best deal.

Representative example. Excellent Credit

Borrowing £7,500 over 48 months with a representative APR of 16.8%, an annual interest rate of 16.8% and a deposit of £0.00, the amount payable would be: £211.25 a month, with a total cost of credit of £2,640 and a total amount payable of £10,140.

CarFinance 247 is a broker and not a lender

More related questions

The car I found is a 2003 BMW M3 52,000 miles reg FE03 WYM. I don't have finance in place yet

Answer

Hi Kenneth, we'd have to provide the car and the finance. Please make an application so that we can see if we can get you approved first and then we can discuss the vehicle requirements. Rachel

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Thanks for the clarification. So would you finance a 2003 BMW M3, 52000 miles FSH from Imperial Motors, St Leonards, Sussex? Price £11,000 but I would be putting £5,000 down as deposit

Answer

Hi Kenneth, we'd have to provide the car and the finance. Please make an application so that we can see if we can get you approved first and then we can discuss the vehicle requirements. Rachel

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If I found a car at a particular dealership would you be able to help? Or do I have to settle with what you can find?

Answer

Hi Paafio, as we supply the car and the loan we can't finance cars from other dealers. However, we have over 500 cars to choose from in group stock and i'm sure we'll be able to cater for your needs. What car is it you're interested in? Rachel

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Where would i have to go to pick one of your cars up or can you deliver?

Answer

Hi Ryan, we're based in Manchester but we can deliver our cars. Regards, Rachel

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Hi there, can you arrange a loan so I can buy a specific car from a local garage. I have bad credit and also have a part exchange. I'm also nervous about putting in an application and damaging my credit score further as a result. Please help!!

Answer

Hi Colin - we've had a change in business direction recently and we can now allow you to choose your car from a dealer of your choice. We specialise in helping people with bad credit so i'd like to say we can help you out but i can't guarantee anything until we've seen your credit profile. Have you applied anywhere else online recently and if so where and what was the outcome? Regards, Rachel

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If I get car finace from you can I get a car from any car dealership?

Answer

Hi Josh, yes this is possible. Please apply when you get 5 minutes and inform me of your reference number :-) We'll then go from there.

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hi, how old can the car be that i can get finance on and can i chose any dealership i want..

Answer

Hi Sati, yes - you can choose a car from any dealer but the car usually can't be any older than 7-8 years at the start of the agreement.

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Hello there, Please can you tell if you I can choose a car from any trader/dealer or does it have to be a dealer or car on your list? Thank you

Answer

Hi Antony, thank you for your question. We direct all of our approved customers to purchase a car from any reputable dealer in the UK.

A reputable dealer will be VAT registered, have their FCA interim or full permissions, have a forecourt with signage, a website and as a rule of thumb 15 cars plus. I hope this helps.

Please make an application when you're ready and if approved we also provide a no obligation quote. Kind Regards, Rachel

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Asset 1 Just get in touch,

we'll try to help Asset 2

Rachel Wilson, Underwriting Manager

Set your budget

£
4 years

In this illustration your credit score is set to

Best available rate
Total repayment
Total cost of credit

Best available rate

Total repayment

Total cost of credit

We compare products from 18 of the UK's top lenders to get you the best deal.

Representative example. Excellent Credit

Borrowing £7,500 over 48 months with a representative APR of 16.8%, an annual interest rate of 16.8% and a deposit of £0.00, the amount payable would be: £211.25 a month, with a total cost of credit of £2,640 and a total amount payable of £10,140.

CarFinance 247 is a broker and not a lender