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Can i hand my car back to Welcome Car Finance

I have car finance with Welcome finance & i have 10 months left on the finance agreement. I have never missed a payment, would i be able to apply for finance with a lower APR now?

Posted by Tim on 05/05/2011 @ 16:09

Hi Tim, If you say you have paid your welcome car finance agreement on time each month and the rest of your credit is in good condition then we should be able to get you a better rate of interest. Not only that we can take your part exchange off you and settle the existing finance with Welcome. What car are you looking at and what's your monthly budget? Lastly what is the settlement figure on your current car and how much is it worth roughly? Many Thanks, Edwin

Posted by Edwin Miles on 08/09/2011 @ 15:24

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Hi Edwin, i also have a car finance agreement with Welcome and i have around 12 months left to pay. I have made all my payments on time and my credit has improved dramatically since i bought my car from Welcome Car Finance. I think it's time for a change. Would you be able to help?

Posted by Stewart on 22/09/2011 @ 08:46

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Hi Stewart, thanks for your question. After having a quick read the answer is most certainly YES. As long as you've kept up to date with your current payments then we'd be able to get you into a new car no problem. We can even take your current car in part exchange and settle your current agreement with Welcome Car Finance for you. We'd obviously have to see your credit profile before we could give you a definite answer but i'm confident as we have many lenders on our panel and we've helped many customers who have been with Welcome Car Finance in the past. I hope this helps and i look forward to receiving your application. Kind regards, Edwin

Posted by Edwin Miles on 22/09/2011 @ 08:49

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