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Disabled Car Finance with Disability

I wonder if you could help me? I would like to finance a 2002 Honda jazz, 93,000 miles with full service history. I dont work due to being disabled & i have a bad credit history.

Posted by Paul Wilson on 21/05/2011 @ 08:35

Hi Paul, we may be struggling on this one unfortunately. If you had an immaculate credit history we may have been able to offer you disability car finance but as you also have bad credit the lenders we deal with need to see you're in employment and earning money for them to consider you. Sorry as this is not the best news but i wish you every success in obtaining bad credit car finance. Kind Regards, Edwin

Posted by Edwin Miles on 07/09/2011 @ 14:36

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I need to borrow 3,600 pounds to buy a car. I'm on disability allowance - do i quafiy for this & i have no det problems?

Posted by James C on 27/10/2011 @ 08:15

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Hi James, yes - we have lenders who take disability allowance into consideration. Do you have a full uk driving licence? As you have good credit this gives us more options. If it came to it would you be able to get a partner or family member to act as a joint hirer on the finance application? Please apply today for disability car finance. Kind Regards, Edwin

Posted by Edwin Miles on 27/10/2011 @ 08:19

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Hi i look after my disabled daughter full time, i get an allowance for this, can i get finance on this basis, regards Gemma

Posted by Gemma on 10/01/2012 @ 19:36

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Hi Gemma, thanks for using the carfinance247 Q&A. Firstly i need to establish whether you have good or bad credit. If you have a good credit history then i'm confident we can get you approved for disability car finance. If you have average to poor credit do you have anyone else who can apply with you on the application? How much finance do you need and how long do you wish to keep the car for? Do you have a deposit as lenders also look upon this favourably. Thank you, Edwin

Posted by Edwin Miles on 10/01/2012 @ 19:39

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Hi thanks for getting back to me, my credit rating is FAIR, not Shaw how much i need, not found the right car yet. I have a car to trade in, worth around £800-1000, on a trade in. My budget is around £200 a month, hopes this helps, Regards Gemma

Posted by Gemma on 10/01/2012 @ 21:11

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Hi Gemma, if you have fair credit i'm confident we can get you approved. We can also take your part exchange of you as full deposit. £200 a month is a decent budget too. Please make an application and i'll look out for it. Edwin

Posted by Edwin Miles on 11/01/2012 @ 08:02

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The enquiry is for my daughter as she has a disability but hs just lost her motability. What is the chances of getting finance for a car?

Posted by D Adams on 07/02/2012 @ 12:20

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Hello Mr/Mrs Adams. Thank you for your question. There is the chance of getting your daughter accepted for disibility car finance if you were to act as a guarantor. Would this be possible and if so, how is your credit rating? Kind Regards, Edwin

Posted by Edwin Miles on 07/02/2012 @ 12:22

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Hi, I am on disability living allowance, but not on the level required for a motability car. I want to buy a car but someone else be the main driver as I don't drive. As I said I am on disability living allowance so am unemployed. I am a discharged bankrupt (2009 discharged) my bank have now given me a regular current account stating that my credit profile is ok now. I also don't have a deposit. Could Carfinance24/7 help me? Thank you, Lorraine

Posted by Lorraine on 01/03/2012 @ 09:15

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Hi Lorraine, unfortunately there's no way that we'd be able to help you. The main reason is that you don't have a driving licence. All lenders we deal with need to see a copy of your driving licence before they will fund the deal. I'm sorry to give you the bad news. Edwin

Posted by Edwin Miles on 01/03/2012 @ 09:17

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