Bad credit car finance in Scotland

I live in Scotland and need car finance with bad credit - can you help me out?

Hi Adrian, the good news is - yes we can help you out.

We help many people who live in Scotland obtain bad credit car loans on a monthly basis. I take it you are employed with a UK licence? If so, great!

A deposit and being on the electoral roll can also improve your chances of being accepted but both aren't mandatory. We have access to a wide panel of lenders so i'm confident we can help.

Please make an application and once accepted we provide a no obligation quote and you can buy a car from any dealer. Kind Regards, Edwin

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Further Questions & Answers

Hi there, Do you have to get a car from Manchester or can you get one more local? I live in Scotland and can't afford to go down to Manchester to pick up a car.

Posted by Lynsey Wallace on

Hi Louise, thank you for your question.

We can indeed help self employed people get car finance. The lenders we deal with also help people who receive working tax credits.

Also, as you have a fair credit score i'm confident that we could get you approved as long as you have a UK licence. Please make an application and once approved you can choose a car from any dealer and we also provide a no obligation quote. Kind Regards, Edwin

Hello, I am self employed and can prove a part time income through my business account. I also receive working tax credits in my personal account - is this acceptable? Experian say I have a fair credit rating of 821. Thanks, Louise

Posted by Louise Morris on

Hi Stuart, thank you for your question.

We do have a few specialist lenders who help un-employed customers get car finance. As long as you can show your payments going into your bank account and have a UK licence there is a possibility we can help.

We can't guarantee an approval but we'll try our best to get an acceptance for you. Please apply and if approved we provide a no obligation quote and you can buy a car from any dealer. Kind Regards, Edwin

Hello, I have poor credit, live in Scotland and am currently not working claiming ESA. Can you help finance a car for me ?

Posted by Stuart Wilson on

Hi Stuart, the answer is yes! it is definitely possible to gain vehicle finance in your situation. The majority of lenders require that the bankruptcy be settled/discharged over 12 months ago and want to see that you are trying to improve your credit profile by keeping up to date with any existing accounts. It would be worth making an application so we can see how we can help :) Edwin

I have a bad credit history,I was made bankrupt 4 and a half years ago, I am 1 year 6 months clear ..and doing well, is it possible for myself to get finance for a used or new car.thanks

Posted by Stuart Mcgarry on

Hi Marc, Here at carfinance247 we do deal with the majority of lenders on the market and do manage to secure most of our customers some form of approval, even those with bad credit. It is worth putting an application through so we can see how we can help. Edwin :)

I have really bad credit due to a messy divorce, ive found a car but i cant seem to get accepted for finance can u help me

Posted by Marc Ayre on

Hi Mrs Makenzie, as long as we can get you approved for car finance we'll allow you to choose a car from your local dealership in Scotland. Please apply on our website when you get 3 minutes. Regards, Edwin

Do you have any places for cars and credit in Scotland?

Posted by Mrs Makenzie on

Hi Angela, yes - we provide car finance for customers that live in Scotland. Please apply on our site and if approved we'll discuss the car you want with you. Kind regards, Edwin

Do you do deals for people in Scotland?

Posted by Angela Jack on

Hi Tracey, we'd love to help. Can you prove your income with payslips or bank statements? Do you have a deposit or part exchange and are you on the electoral register? Kind Regards, Edwin

Hi there Ed, I live on my own with 2 boys and i work as a party planner, plus i have a poor credit history - would i be considered? Thank you

Posted by Tracey Watson on

Hi George, yes we can deliver a new car to you if you get approved for bad credit car finance in Scotland. However, we do charge £0.75 per mile as we have to pay a driver, fuel & return train expenses. Would this be ok or if you prefer you can collect the car yourself from Manchester if we get you accepted. We do have quite a few lenders who specialise in poor credit history car finance so please make an application and we'll be in touch soon. Thanks, Edwin

Hi Ed, i live in Inverness, Scotland. Is it possible to deliver a car to me from Manchester? I also have a pretty poor credit history. What's my options?

Posted by George on

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