Self employed van loan

Hi i am currently looking at setting up my own business, my gredit score is fair with 772 but i have only lived in the uk for 8 months, would i be able to get a decent deal on finance? thanks

Posted by devan on 09/01/2012 @ 16:24

Hi Devan, thank you for your question. As long as you're on the electoral roll, have a full uk licence and can prove your income with bank statements there's a chance we can help you. How much finance are you looking for and do you have a deposit at all? We only finance vans that are in manufacturers warranty (so 3 years and younger). Thanks, Edwin

Posted by Edwin Miles on 10/01/2012 @ 19:34

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Hello, I'm trying to get a van on finance but have been refused a loan because I apparently have poor credit. I don't understand however as I don't have any debt. It could be because I have never had much credit before however, I'm a homeowner and never missed a payment on my mortgage. I am self employed and can prove my income & I need a van for work asap. Please help.

Posted by Natalie on 27/03/2012 @ 10:30

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Hi Natalie, from what you have said it doesn't sound like you have bad credit so we should be able to help. As you're self employed can you provide the latest 3 months bank statements to prove your income? If so, we should be in business and it doesn't matter that you have no deposit. How old are you if you don't mind me asking? Also, how much would you like to borrow and how much can you afford each month? What is it that you do? Would you consider an estate car or 4x4 as these are easier for us to obtain? Sorry for all the question and thank you for using our Q&A. Edwin

Posted by Edwin Miles on 27/03/2012 @ 10:32

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Hello, I'm considering buying a new van for my business and need a loan about £5000 but i've only been self employed for 10 months. Would there be any problems getting a loan?

Posted by Scott on 23/04/2012 @ 15:04

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Hi Scott, i don't see why not. As long as your credit history isn't too bad and you can prove your income with bank statements we should be in action. Regards, Edwin

Posted by Edwin Miles on 23/04/2012 @ 15:07

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Posted by Assurance Loan Inves on 19/05/2012 @ 13:05

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