Rates from 6.9%: the exact rate you will be offered will be based on your circumstances
Representative example: borrowing £6,500 over 5 years with a representative APR of 27.4%, an annual interest rate of 27.4% (Fixed) and a deposit of £0.00, the amount payable would be £188.74 per month, with a total cost of credit of £4,824.37 and a total amount payable of £11,324.37
Rates may differ as they are dependent on individual circumstances. Subject to status.
A better way to finance your next car
We sort your finance
We have access to a panel of lenders to find a deal that suits you.
By understanding your finance options first, you can shop for a car with a budget in mind.
We do the leg work
Your account manager is here to make your life easier. Whether it’s finding your perfect car or speaking to the dealer, they’ll always be on hand to help.
You take your pick
You can choose a car from any reputable dealer and we'll carry out the necessary checks to make sure you're good to go!
Yes, we can accept part-exchanges.
A part-exchange acts as a down payment towards your new car, in the same way that a deposit does. This would reduce your total loan amount, which means the amount you pay back each month is reduced too.
Having a part-exchange can sometimes help when it comes to likelihood of approval as it means a smaller loan amount is requested, which might open more options up to you. If you wanted to put a cash deposit down, we can accept these too!
We're often able to help customers that have been refused elsewhere.
If you've applied somewhere else (such as a bank, car dealership or even another car finance broker) and have not been successful, you might start to think that nobody can help. However, that doesn't have to be the case. Some of the lenders we work with actually specialise in helping people with bad credit to get car finance, so we'll try our best to find the right finance option for you.
Working with a large panel of lenders means we can help customers with a range of credit histories to get car finance, and we're frequently able to help people with fair credit. No two customers are alike, so we'd look at your application in more detail to make sure we tailor a quote to your needs. We've got a number of options that would be suitable for customers with fair credit, so we'd be hopeful of being able to help you to get a competitive finance deal in place.
Yes, you can choose a car from any reputable UK dealership!
To make finding the right car easier, we've got over 130,000 cars for you to view on our car search. Once you've found a car, you just need to share the details with your account manager and they'll do the rest.
You don't have to choose a car from our search and, if you need a hand finding the right car, your account manager will be on hand to help so just let them know what you're looking for.