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Car Loans | CarFinance 247
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No impact on your credit score
Rates from 7.9% APR. Representative APR 20.7%
Car Loans | CarFinance 247
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Rates from 7.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £6,500 over 5 years with a representative APR of 20.7%, an annual interest rate of 20.7% (Fixed) and a deposit of £0.00, the amount payable would be £168.48 per month, with a total cost of credit of £3,608.67 and a total amount payable of £10,108.67.

We look to find the best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. This does not influence the interest rate you’re offered in any way.

Car finance? Let’s do this…

It all starts with a quote

With no obligation and no impact on your credit score. As soon as you’ve clicked submit, we’ll get to work finding you the best deal from our wide panel of lenders.

Choose a car

We’ve shaken up the system; with us, you can get your finance sorted first and then choose a car with confidence from any reputable dealer.



More on how we work

We’re in your corner

Paperwork, dealer negotiations, car checks? We’ll sort it. You can sit back and relax while your dedicated account manager takes care of all the admin for you.

We only work with trusted partners

What our customers say

Frequently asked questions

Yes, we can accept part-exchanges.

A part-exchange acts as a down payment towards your new car, in the same way that a deposit does. This would reduce your total loan amount, which means the amount you pay back each month is reduced too.

Having a part-exchange can sometimes help when it comes to likelihood of approval as it means a smaller loan amount is requested, which might open more options up to you. If you wanted to put a cash deposit down, we can accept these too!


We're often able to help customers that have been refused elsewhere.

If you've applied somewhere else (such as a bank, car dealership or even another car finance broker) and have not been successful, you might start to think that nobody can help. However, that doesn't have to be the case. Some of the lenders we work with actually specialise in helping people with bad credit to get car finance, so we'll try our best to find the right finance option for you.


Working with a large panel of lenders means we can help customers with a range of credit histories to get car finance, and we're frequently able to help people with fair credit. No two customers are alike, so we'd look at your application in more detail to make sure we tailor a quote to your needs. We've got a number of options that would be suitable for customers with fair credit, so we'd be hopeful of being able to help you to get a competitive finance deal in place.


Yes, you can choose a car from any reputable UK dealership!

To make finding the right car easier, we've got over 130,000 cars for you to view on our car search. Once you've found a car, you just need to share the details with your account manager and they'll do the rest.

You don't have to choose a car from our search and, if you need a hand finding the right car, your account manager will be on hand to help so just let them know what you're looking for.


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* The UK's number one online car finance broker by unique users to the website. Based on Hitwise data – 1,746,657 to CarFinance 247 vs. 666,020 for nearest competitor. January to December 2019.

96% of our customers recommend us: † Based on feedback left on independent review site Reviewcentre. May 2019.

CarFinance 247 is a trading name of CarFinance 247 Limited. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. (Registration Number 06035525).

CarFinance 247 is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 653019). CarFinance 247 is registered with the ICO (Registration Number Z1897658).

Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.

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