5 tips for buying a car online

Did you know that you can now get your finance sorted, buy a new car, and have it delivered to your driveway, all without leaving your sofa? Check out our 5 top tips if you’re thinking of buying a car online

Written by Verity Hogan
Written by Verity Hogan
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Do your research

Raise your hand if you always go to Google before you go shopping! You’re not alone; whether you’re looking for a new coat, a book, or even a washing machine, most of us spend time researching online before we buy. You can visit lots of different sites, browse the options, read the reviews, and check out all the specs before clicking ‘Add to basket’. This research stage is even more important when buying a car online. A car is one of life’s biggest purchases after all – it pays to do the prep work. Look for online car sellers that have detailed photos of the car (inside and out), list all the important facts and figures, and highlight the extra features that can help you make your decision.


Take your time

One of the best things about buying a car online is that the pressure’s off. There’s no need to worry about a pushy salesperson or the showroom’s closing time creeping closer. Take all the time you need to do your research, negotiate, and make the final decision. Car shopping online could even save you time! Forget travelling around the country visiting different dealerships and checking out all the cars they have on offer. Instead, you could compare cars from dealerships across the UK in just a few clicks. But don't be afraid to ask to check the car in person or carry out a test drive before deciding to buy.


Be flexible

If you have your dream car in mind - and you can’t imagine any other model- a simple search will take you straight to it. And while this can save you time, it might mean missing out on a great car. It’s can be more difficult to stumble onto a hidden gem online than on a dealer’s forecourt. Try not to have a narrow focus. Think about the things you need from your new car rather than a list of models you like. Most sites will let you tweak your search so you can filter by the number of doors, fuel type, engine size, age, extra features, and more. The more flexible you can be at the start of your car search, the better chance you’ll have of finding a deal that's right for you.


Don’t forget to negotiate

Buying a car online doesn’t necessarily mean there’s no room for negotiation. In fact, if you’re someone who dreads making a deal in person, a digital back-and-forth could feel a lot better. Depending on the dealer involved, you might be able to negotiate over email, on live chat, or over the phone. That means you’ll have space and time to step away from the computer and think about the deal, do more research, or ask for advice from friends and family if needed. And if you’re not happy with what’s being offered, you can just walk away.


Find the right finance deal

How many times have you visited a car dealership and felt like you had to accept their finance option? In our survey* of 2000 people, we found that 70% of people aged between 25 and 34 felt pressured by the dealership to use the finance plan they offered. When buying a car online, you could also look for your car finance online. In fact, you could even get your finance in place first if you apply through CarFinance 247. You could then start your online car search with confidence – and a clear budget in mind.

Rates from 6.9% APR. Representative APR 24.9%. 

**based on our UK Used Car Finance Market 2020 report, a survey of 2004 people conducted by Atomik Research in July 2019

Written by Verity Hogan
Verity Hogan

* The UK's number one online car finance broker by unique users to the website. Based on Hitwise data – 1,746,657 to CarFinance 247 vs. 666,020 for nearest competitor. January to December 2019.

96% of our customers recommend us: † Based on feedback left on independent review site Reviewcentre. May 2019.

CarFinance 247 is a trading name of CarFinance 247 Limited, a credit broker and insurance intermediary, and 247 Money Group Limited (247 Money), a lender. Both companies are part of the 247 group of companies.

CarFinance 247 is authorised and regulated by the Financial Conduct Authority under reference number: 653019. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. Company registration no. 06035525. Data Protection Registration Number Z1897658.

247 Money is authorised and regulated by the Financial Conduct Authority. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. Company registration no. 10989530. Data Protection Registration Number ZA456831.

All finance is subject to status and income. Written quotations on request. CarFinance 247 can introduce you to a limited number of finance providers, including 247Money, based upon your credit rating and will receive commission for such introductions.

† We do not charge a fee for arranging the finance, however some of our lenders may charge a fee. Your account manager can provide more information on this

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