Car Loans
No deposit options

Car Loans | CarFinance 247
Get a quote
No impact on your credit score
Rates from 7.9% APR. Representative APR 21.9%
Car Loans | CarFinance 247
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Rates from 7.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £6,500 over 5 years with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £172.09 per month, with a total cost of credit of £3,825.54 and a total amount payable of £10,325.54.

We look to find the best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. This does not influence the interest rate you’re offered in any way.

How it works with CarFinance 247

Get a quote

With no obligation. We’ll then look to find a car finance option that’s right for you from our panel of lenders.

Find a car

Buy from any reputable UK dealer or choose from over 140,000 cars on our car search. Your account manager will take care of the checks and make sure there are no red flags.

Pick up the keys

We’ll sort out the paperwork. Simply sign, pick up your keys and drive away.

Car loans with CarFinance 247

As an independent credit broker, we'll search and compare car loan deals to find the best option available to you. We recognise that no two customers are the same, and so all car loan agreements are tailored towards your individual circumstances and needs. We want to help you with a better way to get a car on finance!

Frequently asked questions

Car loans provide many people throughout the UK with the opportunity to get a new vehicle, without the worry of having to find the funds upfront.

Instead, the cost of the car can be spread over a set period of time (usually 3-5 years), until the loan is repaid. The most common form of car finance with our customers is that of a hire purchase agreement. With this loan option, you are essentially hiring the car from the finance provider and when the car loan is repaid, the vehicle will officially belong to you. In most cases, you do not need a deposit and you can pay off the outstanding finance at any point by requesting a settlement figure. Other finance options available include personal loans, guarantor loans and PCP agreements.


As we work with a large panel of lenders, we have finance options available to suit people with varying circumstances.

To apply for a car loan, you need to be a permanent UK resident, aged 18 or over, with a regular income to support any potential car loan repayments. The rate you’re offered will be dependent on your credit profile, and we have competitive rates that are appealing to customers with a range of credit histories.


Our free car loan calculator can help you to work out your estimated monthly loan repayments. Simply enter the amount that you’re looking to borrow, your preferred repayment period and set your credit score - the calculator will then give you estimated monthly payments.

When you apply for a car loan, we’ll look into your individual circumstances in more detail to find the best available car loan option for you, before providing you with a no obligation quote.


Applying takes a matter of minutes – we just need a little information from you so that we can make sure we’re providing you with the best possible car finance option.

You’ll get a decision in minutes, and if approved, your dedicated account manager will take you through the rest of the process, answering any questions you may have along the way! Remember, you don’t need a perfect credit score to apply for car finance, with bad credit car loans also available.


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UK's number 1
car finance broker*

£298,180,480 loans approved last month

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We have access to a wide panel of lenders that offer a range of financing options to suit your financial and credit circumstances.

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* The UK's number one online car finance broker by unique users to the website. Based on Hitwise data – 1,746,657 to CarFinance 247 vs. 666,020 for nearest competitor. January to December 2019.

96% of our customers recommend us: † Based on feedback left on independent review site Reviewcentre. May 2019.

CarFinance 247 is a trading name of CarFinance 247 Limited. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. (Registration Number 06035525).

CarFinance 247 is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 653019). CarFinance 247 is registered with the ICO (Registration Number Z1897658).

Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.

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