Representative example: borrowing £7,500 over 4 years with a representative APR of 25.4%, an annual interest rate of 25.4% (Fixed) and a deposit of £0.00, the amount payable would be £239.77 per month, with a total cost of credit of £4,008.96 and a total amount payable of £11,508.96
The first step is all about you. You'll have your own personal advisor on hand to help you to get the best deal possible.
Buy from any reputable UK dealer or choose from 130,000+ cars on our car search. We do all the checks, including making sure there's no history of theft or write-off.
We'll finalise everything and send you your documents. All signed? It’s time to drive away!
As an independent credit broker, we'll search and compare car loan deals to find the best option available to you. We recognise that no two customers are the same, and so all car loan agreements are tailored towards your individual circumstances and needs. We want to help you with a better way to get a car on finance!
Car loans provide many people throughout the UK with the opportunity to get a new vehicle, without the worry of having to find the funds upfront.
Instead, the cost of the car can be spread over a set period of time (usually 3-5 years), until the loan is repaid. The most common form of car finance with our customers is that of a hire purchase agreement. With this loan option, you are essentially hiring the car from the finance provider and when the car loan is repaid, the vehicle will officially belong to you. In most cases, you do not need a deposit and you can pay off the outstanding finance at any point by requesting a settlement figure. Other finance options available include personal loans, guarantor loans and PCP agreements.
As we work with a large panel of lenders, we have finance options available to suit people with varying circumstances.
To apply for a car loan, you need to be a permanent UK resident, aged 18 or over, with a regular income to support any potential car loan repayments. The rate you’re offered will be dependent on your credit profile, and we have competitive rates that are appealing to customers with a range of credit histories.
Our free car loan calculator can help you to work out your estimated monthly loan repayments. Simply enter the amount that you’re looking to borrow, your preferred repayment period and set your credit score - the calculator will then give you estimated monthly payments.
When you apply for a car loan, we’ll look into your individual circumstances in more detail to find the best available car loan option for you, before providing you with a no obligation quote.
Applying takes a matter of minutes – we just need a little information from you so that we can make sure we’re providing you with the best possible car finance option.
You’ll get a decision in minutes, and if approved, your dedicated personal advisor will take you through the rest of the process, answering any questions you may have along the way! Remember, you don’t need a perfect credit score to apply for car finance, with bad credit car loans also available.
£328,265,533 loans approved last month