Rates from 6.9%: the exact rate you will be offered will be based on your circumstances
Representative example: borrowing £6,500 over 5 years with a representative APR of 27.4%, an annual interest rate of 27.4% (Fixed) and a deposit of £0.00, the amount payable would be £188.74 per month, with a total cost of credit of £4,824.37 and a total amount payable of £11,324.37
Rates may differ as they are dependent on individual circumstances. Subject to status.
Touring caravan finance
Arrange your finance package for a new touring caravan with CarFinance 247, and we can help you access a panel of lenders to help find a deal that suits you.
We’ve been working with a range of trusted providers and dealerships for several years. As well as making it easier for you to find a touring caravan that you can afford, we do all the necessary background checks to ensure you’re matched with a caravan you can rely on.
Applying is simple – and in most cases, you’ll get a decision in minutes. So, you could be off on your first caravan tour sooner than you think!
Caravan finance for bad credit
Our lenders can offer finance for a variety of circumstances. For instance, they can potentially help people who are self-employed, non-home owners, those with a poor credit history – and even those with no credit background to speak of whatsoever.
Although we can’t guarantee that everyone who applies for caravan finance will be accepted, you should never rule out the possibility of making an application if you know for sure that you have a poor credit background.
Each application is carefully assessed on a case-by-case basis – and lenders take into account many other factors besides from your credit score in order to find you the right finance deal to suit your individual circumstances.
No credit check caravan finance
With CarFinance 247, you can get a quote for caravan finance without leaving a mark on your credit profile. So, you won’t be penalised for making an application even if you don’t get accepted.
That being said, we do have finance options available for people with bad credit.
So, while credit checks have always been an important and necessary part of the caravan finance application process, they are actually nothing to be particularly wary of.
That’s because our soft search credit check won’t show up on your credit file. Only once you’ve accepted to proceed with your no obligation quote, will we do a full credit check.
No deposit caravan finance
No deposit caravan finance is also a good option if you’re not in a position to put down a deposit on your purchase right now.
We understand that although a cash deposit or part-exchange is a useful way to keep monthly finance payments lower, not everybody has a lump sum or existing vehicle available.
When you apply for caravan finance with us, you can specify from the outset whether or not you have a deposit. This enables us to match you with a suitable financial package for what you can reasonably afford – without needing to put down a deposit as part of the deal.
Can I get static caravan finance?
CarFinance 247 are not able to arrange finance on static caravans or park homes.
We have access to a number of finance products, with touring caravan finance being one of these. When it comes to searching for the right touring caravan for you, we just ask that you purchase it from a reputable dealership.
If you are after a Bailey Olympus, Sprite Coastline Espirit Q6 FB, Swift Charisma, Compass Corona Club, Coachman Pastiche, Elddis Avante, Hobby or something else, we may be able to help you.
How to check if a caravan has finance owing on it
You needn’t worry about purchasing a caravan with existing finance owing on it when you apply with us.
We do all the essential checks on the vehicle before proceeding with the finance agreement. Some used vehicles will have been subject to a finance agreement at some stage in their history – which is why it’s important to check if there is any outstanding finance still owed from a previous agreement.
We also check the vehicle’s history to ensure that it hasn’t been stolen or damaged in such a way that it isn’t even roadworthy. We want to ensure everything is as it should be before you take legal ownership of the vehicle.
Using our caravan finance calculator
You can calculate your finance before you start your application for caravan finance.
If you scroll up, you’ll see that our caravan finance calculator enables you set your budget – with the amount you wish to borrow, the length of time to pay the money back and even allows you to set your credit score from bad to excellent.
From here, you’ll get an instant calculation for your monthly payments based on the best available rate. This gives you an idea of what you might be able to afford – and you can amend the calculation as you see fit.
Once you’re comfortable with the budget, feel free to start your caravan finance application today.