Help & Advice

Fair credit

Fair credit


If you have a fair credit rating, there is every possibility of you being approved for finance to buy a vehicle. In fact, we have many finance options available for those with fair credit, so we’d be hopeful of finding the right deal for you.

Working with a large panel of lenders, we are able to scour the market to find the most competitive finance option for your individual circumstances.

As well as looking at your credit history, any lender assessing a finance application will look at your income, to see evidence of a regular basic income. We can help customers with varying employment statuses, including self-employed, students and retired.

We can offer no deposit car finance, however we can accept part-exchanges or cash deposits if you have either of these available, which would then reduce the total loan amount.

It isn’t just finance for cars we can offer either – we can offer finance for van, taxi, motorhome and motorbike purchases too.

At CarFinance 247 you can choose a vehicle from any reputable dealership in the UK.

Answer correct as of November 2016

Rate our advice

Liked by 24 People

Best available rate
Total repayment
Total cost of credit

Best available rate

Total repayment

Total cost of credit

We compare products from 18 of the UK's top lenders to get you the best deal.

Hitatchi

Representative example. Excellent Credit

Borrowing £7,500 over 48 months with a representative APR of 16.8%, an annual interest rate of 16.8% and a deposit of £0.00, the amount payable would be: £211.25 a month, with a total cost of credit of £2,640 and a total amount payable of £10,140.

CarFinance 247 is a broker and not a lender

Best available rate
Total repayment
Total cost of credit

Best available rate

Total repayment

Total cost of credit

We compare products from 18 of the UK's top lenders to get you the best deal.

Hitatchi

Representative example. Excellent Credit

Borrowing £7,500 over 48 months with a representative APR of 16.8%, an annual interest rate of 16.8% and a deposit of £0.00, the amount payable would be: £211.25 a month, with a total cost of credit of £2,640 and a total amount payable of £10,140.

CarFinance 247 is a broker and not a lender