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Can I Apply for Car Finance with Good Credit?

Tim Carpenter, Dedicated car finance expert
Written by Tim Carpenter
Edited on

Do you have good credit? That’s great news, as we work with lenders that can help those with good credit, and they can offer some very competitive rates on car finance.

As we work with a large panel of lenders, we are able to search the market to find the most suitable (and cost-attractive) deal for your individual circumstances.

We can consider all personal and financial circumstances. For example, we are often able to help the self-employed, agency workers, students and part-time workers too.

At CarFinance 247, you are free to choose a car from any reputable dealership in the UK, so you aren’t stuck with having to choose a car from a particular dealership (like you would be if you accepted a dealer finance package).

Your new vehicle doesn’t have to be a car either – we can offer finance on vans, motorbikes and motorhomes too. We can accept part exchange too – although a deposit isn’t mandatory.

Get a quote No impact on your credit score

Rates from 6.9% APR. Representative APR 27.4%

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Tim Carpenter, Dedicated car finance expert
Tim Carpenter Car Finance Expert
5 Years
Total cost of credit £ XXX.XX
Total repayment £ XX,XX.XX
48 monthly
payments of
£ 245 98

Rates from 6.9% APR: the exact rate you will be offered will be based on your circumstances

Representative example: borrowing £6,500 over 5 years with a representative APR of 27.4%, an annual interest rate of 27.4% (Fixed) and a deposit of £0.00, the amount payable would be £188.74 per month, with a total cost of credit of £4,824.37 and a total amount payable of £11,324.37

Rates may differ as they are dependent on individual circumstances. Subject to status.

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