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Can I Get Finance for a Van?

Tim Carpenter, Dedicated car finance expert
Written by Tim Carpenter
Edited on

We may be called CarFinance 247 but don’t let that fool you - we can also offer finance to be used to purchase a van too!

Upon approval with a lender, they provide criteria that the van must meet – for example, relating to age and mileage. Each lender has different vehicle criteria and our customer support specialists will be on hand to make sure you understand this fully before finding the perfect van.

As with any credit application, we will need to see proof of income which usually comes in the form of payslips or bank statements.

We can also help if you are self-employed and need the van for business – again, proof of income is a must. If the business is your own, that evidence needs to be in the form of at least three months of your business accounts, or if you’re employed by someone else, at least three months of payslips. In the absence of either of these, you might instead be able to provide copies of the last three months’ of your business or personal bank statements.

We work with a number of lenders that are able to offer van finance, and if you have a good credit history, finding the appropriate finance on your behalf is unlikely to be difficult for us. However, a number of our lenders specialise in providing bad credit van finance too, so a less than perfect credit isn’t necessarily a concern for us and we’d be hopeful of helping you to finance your new van!

Do note that van finance lenders will not fund the VAT on a van, so it needs to be covered by yourself by way of cash deposit or part exchange. If you are looking for a loan option which will give you the additional funds to cover the VAT on top of the cost of the van, you may find our personal loan options more suitable.

You can choose a van from any reputable dealership in the UK meaning you can find the exact vehicle you want, rather than being restricted to what is on offer locally.

Get a quote No impact on your credit score

Rates from 6.9% APR. Representative APR 27.4%

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Tim Carpenter, Dedicated car finance expert
Tim Carpenter Car Finance Expert
5 Years
Total cost of credit £ XXX.XX
Total repayment £ XX,XX.XX
48 monthly
payments of
£ 245 98

Rates from 6.9% APR: the exact rate you will be offered will be based on your circumstances

Representative example: borrowing £6,500 over 5 years with a representative APR of 27.4%, an annual interest rate of 27.4% (Fixed) and a deposit of £0.00, the amount payable would be £188.74 per month, with a total cost of credit of £4,824.37 and a total amount payable of £11,324.37

Rates may differ as they are dependent on individual circumstances. Subject to status.

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