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Do you have to be on the Voters / Electoral Roll to get approved for car loans?

Hello, i would like to ask you a question.

I want to apply for car finance on your website but i'm afraid i'm not going to be accepted because i am self-employed and i'm not on electoral roll.

Asked by Andrei

Hi Andrei, In regards to your question, yes we do have car loan lenders that will accept customers that are self employed and not on the electoral roll.

However, when accepted the finance company may simply ask you to provide some sort of proof of income E.G. Bank statements. The finance companies may also ask you for proof of Self Employment in the form of a letter from the inland revenue or your accountant.

Finally, with you not being on the electoral roll this simply means that it is more difficult for lenders to trace you but it is still possible to get car credit.

Please make an application and once approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Rachel

Tim Carpenter
Answered by Tim Carpenter Car Finance Expert Edited on

Liked by 130 People

5 Years
Total cost of credit £ XXX.XX
Total repayment £ XX,XX.XX
48 monthly
payments of
£ 245 98

Rates from 6.9% APR: the exact rate you will be offered will be based on your circumstances

Representative example: borrowing £6,500 over 5 years with a representative APR of 27.4%, an annual interest rate of 27.4% (Fixed) and a deposit of £0.00, the amount payable would be £188.74 per month, with a total cost of credit of £4,824.37 and a total amount payable of £11,324.37

Rates may differ as they are dependent on individual circumstances. Subject to status.

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