Help & Advice
I Have Motorbike Finance With First Response. Can I Get Car Finance?
However, there is a chance that one of our other lenders may be able to help. Please make an application and once approved you can choose a car from any reputable dealer and we also provide a no obligation quote. There’s no guarantee of an approval at this stage but we’ll certainly try our best to help. Kind Regards, Rachel
Hello, i have recently got credit through 1st response to obtain a motorbike. I am having no problems with my payments with them but i still have a bad credit rating. Would it be possible to still gain car finance?
Rachel Wilson Underwriting Manager
Answer
Hi David, thank you for your question. If i’m honest it would be highly unlikely that First Response would give you another loan on top of the motorbike finance agreement.
However, there is a chance that one of our other lenders may be able to help. Please make an application and once approved you can choose a car from any reputable dealer and we also provide a no obligation quote. There’s no guarantee of an approval at this stage but we’ll certainly try our best to help. Kind Regards, Rachel
Answer correct as of 20th September 2016
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Representative example:
Borrowing £7,500 over 4 years with a representative APR of 25.4%, an annual interest rate of 25.4% (Fixed) and a deposit of £0.00, the amount payable would be £239.77 per month, with a total cost of credit of £4,008.96 and a total amount payable of £11,508.96.
Rates may differ as they are dependent on individual circumstances. Subject to status.
We compare products from 16 of the UK's top lenders to get you the best deal.
More related questions
Does the finance for a motorcycle have to be from a dealership, or could I go private and buy from sites like Gumtree?
Rachel Wilson
Underwriting Manager
Answer
Hi Josh, thank you for your question,
If you are approved for a hire purchase or PCP loan with ourselves, you can choose a car from any reputable dealer in the UK. Do you have good credit? If so you may be eligible for a personal loan, and in this case the loan is unsecured, and you can spend the funds as you wish. This means you can purchase the car from a private seller or dealer.
Please make an application when you're ready and if approved we provide a no obligation quote and you can buy a car from any dealer. Kind Regards, Rachel
Answer correct as of 15th October 2015
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Just get in touch,
we'll try to help
Rachel Wilson, Underwriting Manager
Representative example:
Borrowing £7,500 over 4 years with a representative APR of 25.4%, an annual interest rate of 25.4% (Fixed) and a deposit of £0.00, the amount payable would be £239.77 per month, with a total cost of credit of £4,008.96 and a total amount payable of £11,508.96.
Rates may differ as they are dependent on individual circumstances. Subject to status.
We compare products from 16 of the UK's top lenders to get you the best deal.