Hello, i have recently got credit through 1st response to obtain a motorbike. I am having no problems with my payments with them but i still have a bad credit rating. Would it be possible to still gain car finance?
Tim Carpenter
4
stars -
"I Have Motorbike Finance With First Response. Can I Get Car Finance?"
David Smith
Hi David, thank you for your question. If i’m honest it would be highly unlikely that First Response would give you another loan on top of the motorbike finance agreement. However, there is a chance that one of our other lenders may be able to help. Please make an application and once approved you can choose a car from any reputable dealer and we also provide a no obligation quote. There’s no guarantee of an approval at this stage but we’ll certainly try our best to help. Kind Regards, Rachel
| Total cost of credit | £ XXX.XX |
| Total repayment | £ XX,XX.XX |
|
48
monthly
payments of |
£ 245 98 |
Rates from 6.9% APR: the exact rate you will be offered will be based on your circumstances
Representative example: borrowing £6,500 over 5 years with a representative APR of 27.4%, an annual interest rate of 27.4% (Fixed) and a deposit of £0.00, the amount payable would be £188.74 per month, with a total cost of credit of £4,824.37 and a total amount payable of £11,324.37
Rates may differ as they are dependent on individual circumstances. Subject to status.
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Hi David, thank you for your question. If i’m honest it would be highly unlikely that First Response would give you another loan on top of the motorbike finance agreement.
However, there is a chance that one of our other lenders may be able to help. Please make an application and once approved you can choose a car from any reputable dealer and we also provide a no obligation quote. There’s no guarantee of an approval at this stage but we’ll certainly try our best to help. Kind Regards, Rachel