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I Have Bad Credit but Need Car Finance Without a Guarantor.

Hello, i'm 18 and looking into getting car finance.

I have a pretty terrible credit rating and haven't got anyone as a guarantor. Sounds bad i know, but is there any way around this do you think? Many thanks, Jessica.

Asked by Jessica Dierden

Hi Jessica, thanks for using our Q&A.

There is a small chance we can get you accepted for car finance as long as you’re employed, have a full UK licence, have a small deposit (cash or part exchange) and are on the electoral roll at your current address.

I’d be more confident if you had a guarantor who had better credit to apply alongside you but this isn’t possible i know. We do however, have lenders that help people with bad credit so please make an application and once approved we provide a no obligation quote and you can buy a car from any dealer in the UK. Kind Regards, Rachel

Tim Carpenter
Answered by Tim Carpenter Car Finance Expert Edited on

Liked by 344 People


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