Can I Buy A Car From Any Dealership?

Tim Carpenter
Written by Tim Carpenter

At CarFinance 247, once your finance has been approved in principle, you’re free to choose a vehicle from any reputable dealership.

Choosing a car, van, motorbike, caravan or motorhome from a reputable dealer means that you are more likely to get a reliable vehicle that’s good value for money.

And to make the search for your new wheels even easier, we have our own online used car search, where you can browse over 130,000 vehicles from trusted dealers across the UK.

While cars of all ages can develop faults, we work closely with our trusted dealerships in order to help protect you from encountering problems down the line.

Dealerships often offer their own finance packages but one of the advantages of using a car finance broker like us is that we work with a panel of lenders. This means we can look to find finance for people with a variety of different circumstances.

Whether you have bad credit, good credit or somewhere-in-between, we work with lenders that offer tailored finance options to suit your circumstances. We can also look to find finance for customers that have been previously refused car finance, whether at a dealership or elsewhere.

Get a quote to find out more. Rates from 6.9% APR. Representative APR 24.9%.

Get a quote
No impact on your credit score
Rates from 7.9% APR. Representative APR 21.9%

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Tim Carpenter
Tim Carpenter Car Finance Expert
5 years
Total cost of credit £ 2000
Total repayment £ 2000
48 monthly
payments of
£ 245 98

Rates from 7.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £6,500 over 5 years with a representative APR of 21.9%, an annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the amount payable would be £172.09 per month, with a total cost of credit of £3,825.54 and a total amount payable of £10,325.54.

We look to find the best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. This does not influence the interest rate you’re offered in any way.

Can't find the right answer?

Our Manchester based team are ready to help you.


* The UK's number one online car finance broker by unique users to the website. Based on Hitwise data – 1,746,657 to CarFinance 247 vs. 666,020 for nearest competitor. January to December 2019.

96% of our customers recommend us: † Based on feedback left on independent review site Reviewcentre. May 2019.

CarFinance 247 is a trading name of CarFinance 247 Limited. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. (Registration Number 06035525).

CarFinance 247 is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 653019). CarFinance 247 is registered with the ICO (Registration Number Z1897658).

Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.

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