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Win your car finance with CarFinance 247


If you win, we'll pay off the finance on your car. It's that simple! Your car becomes completely yours, free and clear.

This amazing offer is open to anyone who has secured car finance with us throughout 2023, including Decemeber 2023!

This means that there's still time to enter, get your finance in December, and you're automatically in!

The lucky winner will be announced the week beginning 5th February 2024 on our instagram page.

Terms and Conditions apply.

Can I Apply if I have Existing Finance?

Tim Carpenter
Written by Tim Carpenter

You already have existing finance? That is likely to be great news if you are looking for additional finance to buy a new or used car.

Provided your repayments are all up to date on the existing finance, it means you are probably one step ahead of the game when it comes to arranging further credit. Successfully and responsibly managing the finance you already have helps to build up your credit record and demonstrates that you know how to budget for monthly repayments.

Of course a new credit check is still required, but if this comes back in a positive light there is every possibility of your success in obtaining the new finance you requested.

On the other hand, if you have fallen behind in the repayments on your existing finance, this is likely to have adversely affected your credit score.

Because of that, it may be more difficult – but not necessarily impossible – for us to secure the new finance you need. You may have to pay a somewhat higher rate of interest, and are almost certainly going to have to provide evidence of your current earnings from steady employment or self-employment if you are running your own business.

With your car finance approved, you may then buy your new or used car (or any other vehicle types such as a van, motorbike or caravan) from any reputable dealer in the UK.

Get my quote
Rates from 9.9% APR. Representative APR 19.9%

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Tim Carpenter
Tim Carpenter Car Finance Expert
Get my quote
Rates from 8.9% APR. Representative APR 19.9%




Rates from 8.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £10,000 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £255.50 per month, with a total cost of credit of £5,329.80 and a total amount payable of £15,030.

We look to find the best rate from our panel of lenders and offer you the best deal that you're eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.

5 years
Total cost of credit £ 2000
Total repayment £ 2000
48 monthly
payments of
£ 245 98

Rates from 9.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £25,000 over 48 months, £3,750.00 deposit, on PCP, with annual mileage of 8,000pa, and a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed), the amount payable would be £394.51 per month, an optional final payment of £7,194.33, with a total cost of credit of £9,912.36 and a total amount payable of £28,444.33. 

We look to find the best product from our panel of lenders and will offer you the best deal that you’re eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.

Can't find the right answer?

Our Manchester based team are ready to help you.


* The UK's largest online car finance broker by unique users to the website. Based on Similar Web data – 1,137,647 to CarFinance 247 vs. 753,819 for nearest competitor. January to June 2023.

CarFinance 247 is a trading name of CarFinance 247 Limited. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. (Registration Number 06035525).

CarFinance 247 is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 653019). CarFinance 247 is registered with the ICO (Registration Number Z1897658).

Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.

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