Help & Advice

Car Finance No Bank Account?

Hi, my partner is employed but does not have a bank acount as everything goes through mine - could we get a car?

Katrina


Answer

Hi Katrina, yes - you or your partner can still get car finance as long as you have a good credit history and a driving licence. If you have a good credit history and a driving licence then you should apply for the loan however, if you don't have either or all of the above then get your partner to apply. If he has poor credit he'll have to be able to provide proof of income by way of payslips - is this possible? Also if your partner applies we can use your bank details on the documentation. Regards, Rachel

Answer correct as of September 2016

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Representative example. Excellent Credit

Borrowing £7,500 over 48 months with a representative APR of 16.8%, an annual interest rate of 16.8% and a deposit of £0.00, the amount payable would be: £211.25 a month, with a total cost of credit of £2,640 and a total amount payable of £10,140.

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More related questions

I have a full license and no bank account but my partner has a provisional but a bank account. She's just got a mobile phone contract - could you help us get car finance? Please.

Answer

Hi Paul, as you have no bank account the loan would have to be in your partners name. We do have 1 lender who helps people who have provisional licences so please apply when you're ready. Have a good weekend.

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Rachel Wilson, Underwriting manager

Asset 1 Just get in touch,

we'll try to help Asset 2

Rachel Wilson, Underwriting Manager

Best available rate
Total repayment
Total cost of credit

Best available rate

Total repayment

Total cost of credit

We compare products from 18 of the UK's top lenders to get you the best deal.

Representative example. Excellent Credit

Borrowing £7,500 over 48 months with a representative APR of 16.8%, an annual interest rate of 16.8% and a deposit of £0.00, the amount payable would be: £211.25 a month, with a total cost of credit of £2,640 and a total amount payable of £10,140.

CarFinance 247 is a broker and not a lender