Car Finance for NHS Staff
My car has been written off recently and I'm looking to find a new one. I work for the NHS and have a fair credit score. Can I secure car finance?
February 28, 2022
Yes! If you have a fair credit score and work for the NHS, we could help you find car finance. At CarFinance 247, we work with a panel of lenders, which means we can look to find loans for people with a range of circumstances and credit histories.
Careers in the NHS are often seen as secure public sector jobs by lenders, and this may help your car finance application be considered low risk. However, other factors will be reviewed including your credit score, the vehicle you want to buy, and how much you want to borrow. We’ll always look to find you the best deal from our panel of lenders.
We could also help if you work for the NHS as an agency, part-time, or temporary worker. There are lenders on our panel that can help people with different employment statuses find a car loan.
You could also increase your chances of securing car finance or being offered a lower interest rate by taking steps to improve your credit score. Registering on the electoral roll, keeping up with your bills, and not making too many applications for credit in a short time could all help take your credit score from fair to good or even excellent.