Help & Advice

Payment Plan with HMRC - Would This Affect My Credit Rating?

I am currently on a payment plan with HM Revenue & Customs.

Would this affect my credit rating and can you help me get car finance?

Charlotte


Answer

Hi Charlotte, thank you for your question.

As far as i know debts with HMRC aren't recorded on your credit file unless this is a county court judgement you're talking about. Either way we do have lenders that help people with poor credit so i'm confident we can help.

Please make an application and once approved you can choose a car from any dealer and we also provide a no obligation quote. Kind Regards, Rachel

Answer correct as of September 2016

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Representative example. Excellent Credit

Borrowing £7,500 over 48 months with a representative APR of 16.8%, an annual interest rate of 16.8% and a deposit of £0.00, the amount payable would be: £211.25 a month, with a total cost of credit of £2,640 and a total amount payable of £10,140.

CarFinance 247 is a broker and not a lender

More related questions

Hello, I have an IVA. Would this stop me getting approved?

Answer

Hi Danielle, thank you for your question.

No, the good news is that we have lenders that help people in IVA's get car finance as long as you have your practitioners permission to do so. Once this is confirmed please make an application and we'll endeavor to get you approved within minutes. Kind Regards, Rachel

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Rachel Wilson, Underwriting Manager

Best available rate
Total repayment
Total cost of credit

Best available rate

Total repayment

Total cost of credit

We compare products from 18 of the UK's top lenders to get you the best deal.

Hitatchi

Representative example. Excellent Credit

Borrowing £7,500 over 48 months with a representative APR of 16.8%, an annual interest rate of 16.8% and a deposit of £0.00, the amount payable would be: £211.25 a month, with a total cost of credit of £2,640 and a total amount payable of £10,140.

CarFinance 247 is a broker and not a lender