Skip Content
Sign in to the member area

Can I get A Car Loan With No Proof of Income?

Hello, I am self employed, have been for a year now. I am a sole trader and my work is all cash work.

I have no proof of income. I am looking for £4000, I have a £1000 deposit and my credit score with experian is 870. Can you help?

Asked by Colin

Hi Colin, as you have a good credit score we may be able to help even though you have no proof of income.

We just need to get you approved with a lender that doesn't require proof of income. This may be possible as your score is 870.

Please apply when you feel ready and we'll be in touch within a few hours. If approved we provide a no obligation quote and you can choose a car from any dealer. Have a good weekend. Rachel

Tim Carpenter
Answered by Tim Carpenter Car Finance Expert Edited on

Liked by 44 People

5 Years
Total cost of credit £ XXX.XX
Total repayment £ XX,XX.XX
48 monthly
payments of
£ 245 98

Rates from 6.9%: the exact rate you will be offered will be based on your circumstances

Representative example: borrowing £6,500 over 5 years with a representative APR of 27.4%, an annual interest rate of 27.4% (Fixed) and a deposit of £0.00, the amount payable would be £188.74 per month, with a total cost of credit of £4,824.37 and a total amount payable of £11,324.37

Rates may differ as they are dependent on individual circumstances. Subject to status.

Can't find the right answer?

Our Manchester based team are ready to help you.