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Does applying for a car loan leave a footprint on your credit profile?

Hello, I have a credit rating of 736 as per credit expert and my car has today failed its MOT.

I do not have any savings or a deposit but wondered what the likelihood of me being accepted for credit is as i will probably not apply if there is not a great chance. Please also confirm if applying will leave a footprint on my credit report? Thanks

Asked by Laura

Hi Laura, yes - applying for a car loan does leave a credit search / footprint on your credit profile but we only carry out a maximum of 2-3 searches when you apply.

As you have a fair credit score I'd be fairly confident that we could get you approved for car finance as long as you are employed and can prove your income.

If approved, we provide a no obligation quote and you can choose your next car from any reputable car dealer in the UK. They would obviously take your current car in part exchange from you. Have a great evening and please apply when you feel ready. Kind Regards, Rachel

Tim Carpenter
Answered by Tim Carpenter Car Finance Expert Edited on

Liked by 9 People

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