I was Made Bankrupt in 2009, but I Need a Small Loan for a Car. Can you Help?
November 15, 2011
Total cost of credit | £ 2000 |
---|---|
Total repayment | £ 2000 |
48
monthly
payments of |
£
245
98
|
Rates from 9.9%: the exact rate you will be offered will be based on your circumstances, subject to status.
Representative example: borrowing £25,000 over 48 months, £3,750.00 deposit, on PCP, with annual mileage of 8,000pa, and a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed), the amount payable would be £394.51 per month, an optional final payment of £7,194.33, with a total cost of credit of £9,912.36 and a total amount payable of £28,444.33.
We look to find the best product from our panel of lenders and will offer you the best deal that you’re eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.
Hi, have seen motor home on a forecourt for £35000. I have a deposit of £10000, but my credit history is not great. Can you help?
Asked by Anthony Young
November 15, 2011
Hi Anthony, thank you for your question. As you have such a large deposit, we should be able to help you with finance for a Motor home. We do have lenders that can help those with less than perfect credit histories too, so this isn't necessarily an issue. Please apply when you get a moment. Have a good weekend. Rachel
Hi, I'd like to know what finance arrangement could be explored for a Campervan VW T2 worth £35,000? What deposit would be needed and how long the terms would be? Can you advise. Regards, Wendy
Asked by Wendy Freeman
November 15, 2011
Hi Wendy, thank you for your question.
A 10% deposit would certainly be sensible and you can finance teh remaining amount over 4 to 5 years if you wish. You can also settle the agreement early if you wish to. The rate and repayments all depend upon the lender we can get you approved with. The better the credit history you have the more flexibility & options we have.
Please make an application and once approved you can choose a campervan from any reputable dealer and we also provide a no obligation quote. Kind Regards, Rachel
Hi, I am interested in buying a Talbot compass motorhome from a local small car dealer. It is an older motorhome vehicle registered on 27/05/94 with low miles for its age (61,000). It is on the forecourt for £4995.00. I can put £1000 deposit leaving the r
Asked by Gary A
November 15, 2011
Hi Gary, thank you for your question. The good news is that we do have specific lenders that help to finance motor-homes. The only issue I can foresee is the age of the motor-home that you are looking at. However, It does seem to have low mileage and you do have a decent deposit so there is hope. We also specialise in helping individuals with a less than perfect credit history. Please make an application and if approved, you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Rachel
Hi, I am looking for car finance for roughly £3500 - £5000. I can obtain a deposit of about £400. Last look at my credit score It was 763. I have an old default which has been settled and is due to be dropped off my credit file in December this year (2012
Asked by Sarah
November 15, 2011
Hi Sarah, thank you for your detailed question. With a fair credit history and a score of over 700 we should be able to get you approved for £3500 to £5000 with no issues at all. The good news is that your default is settled and you've had no missed payments in the last few years. The fact that you also have a £400 deposit and you're employed full time is great news. Please apply when you get chance. Kind Regards, Rachel
Hi. I am looking to get credit for a new car. I wonder how I will get on. I want to buy a car worth £16700 and put down £5000 deposit. I have a salary of £52k per year. My credit report reads 371 with equifax which I believe is average. I moved house in D
Asked by Liam Simpson
November 15, 2011
Hi Liam, as you have a large deposit, a good income and some current clean credit i'm confident we'd get you approved for the amount you need. Please apply when you get a moment. Regards, Rachel
Hi, I am looking to get car finance on a BMW worth around £22k. Its called PCP (BMW Select). I have a £5000 deposit to make and the payments are around £280 p/month. My income at the moment is up and down around £800-900 net but in about two
November 15, 2011
We work with a panel of different lenders and some of them are able to help customers with a fair credit history get car finance. We can’t guarantee that we’d be able to help you get a car loan as everyone’s circumstances are different and we’d need to look at your individual details to find out if we can match you to one of our lenders. Get a quote to find out more. Representative APR 24.9% with fair credit.
Hi, I have a couple of questions about finance for a car for about £5-6k and I can get a deposit of around £1k if needed.
However, I do have a three outstanding defaults. 2 are due to expire in the next couple of months and was for about £20
Asked by Gavin Newb
November 15, 2011
Hi Gavin, thank you for your detailed question!
The good news is that we do have lenders on our panel who help people with past defaults get car finance. As you're self employed we'd just need to see 3 months bank statements proving your income. Hopefully this won't be a problem.
Your credit score does seem quite low however, this may be down to the recent credit searches on your profile so don't worry too much about this. Having a £1k deposit will certainly help matters so please place that down on the application form.
All in all from what you have said i'm confident we could get you approved for £6000 - we can't guarantee but we'll certainly try our best. We also have the most lenders on our panel than the majority of brokers.
Please make an application and once approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Rachel
Hi, I have recently started my own company. Before that I had a salary more than 70K. Now my company invoices are almost 11k per month. My credit score in last year June was 451, which was good in Equifax record. Now I needed a car loan of 15k. I also wan
Asked by Sam
November 15, 2011
Hi Sam. Many finance companies require that you be self employed for a minimum of 12 months. However here ar CF247 we deal with most lenders on the market and work with many lenders who don't require that. Your credit score is good and I am confident that we will be able to do something for you. Please make an application when you are ready so we can get the ball rolling :) Thanks Rachel
Hiya, I had a ccj which has recently been removed and now my credit seen by lenders is 683 and credit seen by landlord and employees is 826. I have a defult on my file which was put on my file 3 years ago. I currently drive a 57 corsa which I would like t
Asked by Elizabeth
November 15, 2011
I have a credit rating of approx 750 (fair) with a minor default (£300 from a student overdraft) I'm looking for a loan in the region of £7000 and have a P/X and approx £1k deposit. I have recently been declined by a high street bank. I dont want to re ap
Asked by Tom
November 15, 2011
Our Manchester based team are ready to help you.
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Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.
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