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I Was Refused Finance by Kia. Can you help?

Hi , I was recently refused a personal lease purchase on a Kia Sportage by Kia finance.

On my Equifax credit report I have a red flag for an electoral role issue which I believe is their error and am correcting it. My score Is 487 /600. I have no CCJ or defaults , have been with my bank for 10 years and keep everything up to date.

I still need my car however - should I look to find something through you guys? I'm wary of putting more on my report and denting it any further. Steve

Asked by Steve M

Hi Steve, thank you for your question.

As you have a good credit score and active clean credit accounts, we should be able to get you accepted for finance.

If approved with us, you can choose your car from any reputable dealership in the UK and we'll have you driving your new Kia in no time. Regarding the electoral roll issue has this now been resolved? Are you on the electoral roll at your current address where all your credit is registered too?

If so, please make an application here when you are ready. Kind Regards, Rachel

Tim Carpenter
Answered by Tim Carpenter Car Finance Expert Edited on

Liked by 17 People


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