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I have been refused a car loan by my bank. But i need a car for work urgently.

Hi Rachel, Unfortunately, I have been refused a car loan through my bank and i have no idea why!

It's very frustrating but i need to start looking at other options. My credit history is ok and i have a reasonable deposit. Can you help me get car finance?

Asked by Mary

Hi Mary, thank you for your question.

In short we may be able to get you accepted. The decision really all depends upon your personal credit circumstances and income though. We do have many lenders who specialise in helping customers that have been turned down in the past so we do have a reasonable chance.

As a business a large proportion of the people we help have suffered past credit issues. So, as long as you are employed, have some form of current credit and have a driving licence i can't envisage any major problems. The fact that you have a fair credit score and a deposit obviously helps matters.

Please make an application online when you're ready and if approved we provide a no obligation quote and you can buy a car from any dealer. Kind Regards, Rachel

Tim Carpenter
Answered by Tim Carpenter Car Finance Expert Edited on

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