Skip Content
Sign in to the member area

I've had defaults on credit accounts and i have poor credit. Can you get me a car loan?

Hi, I have had defaults on credit accounts in past 12 months and also have a poor credit history.

I am in full time employment and now on top of all my credit accounts. Can I gain car finance?

Asked by Rachel h

Hi Rachel, thank you for your question.

I am extremely positive that we'll be able to get you car finance as we are specialists in helping people with bad credit. Are you on top of all your current agreements and have the defaults that you talk about now been cleared? If not, are you paying on time each month?

If so, we have helped thousands of people over the past 10 years obtain car finance even though they have had a less than perfect past. So don't worry. Please apply and we'll try our best to get you approved. Once accepted we provide a no obligation quote and you can buy a car from any dealer in the UK. Kind Regards, Rachel

Tim Carpenter
Answered by Tim Carpenter Car Finance Expert Edited on

Liked by 7 People

£
5 Years
Total cost of credit £ XXX.XX
Total repayment £ XX,XX.XX
48 monthly
payments of
£ 245 98

Rates from 6.9%: the exact rate you will be offered will be based on your circumstances

Representative example: borrowing £6,500 over 5 years with a representative APR of 27.4%, an annual interest rate of 27.4% (Fixed) and a deposit of £0.00, the amount payable would be £188.74 per month, with a total cost of credit of £4,824.37 and a total amount payable of £11,324.37

Rates may differ as they are dependent on individual circumstances. Subject to status.


Can't find the right answer?

Our Manchester based team are ready to help you.