Can I get Finance for a Motorbike?

Tim Carpenter
Written by Tim Carpenter

Our name might be CarFinance 247, but we arrange finance for motorcyclists too, whether buying from a dealership (if you are approved for hire purchase with ourselves) or a private seller (via a personal loan).

Although the law allows you to ride a motorbike at the age of 17, you are legally not eligible to apply for finance until you reach your 18th birthday. You might want to use that time qualifying for your full driving licence, which will help when making an application for finance as well as building up a credit profile, which will again help your application.

We are in a great position of being able to offer loan options to people with differing credit histories (anywhere from poor to excellent), however the better your credit history, the easier we will find it to get you approved – and at a more attractive rate of interest.

We will consider all credit circumstances (including discharged bankrupts and those with CCJs) as well as all personal circumstances (e.g. self-employed, retired etc.). You may also already have a vehicle on finance and this isn’t an issue as we have many lenders on our panel that offer additional finance agreements.

Remember, you can choose a motorbike from any reputable dealership in the UK!

Get a quote
No impact on your credit score
Rates from 6.9% APR. Representative APR 27.4%

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* The UK's number one online car finance broker by unique users to the website. Based on Hitwise data – 1,746,657 to CarFinance 247 vs. 666,020 for nearest competitor. January to December 2019.

96% of our customers recommend us: † Based on feedback left on independent review site Reviewcentre. May 2019.

CarFinance 247 is a trading name of CarFinance 247 Limited, a credit broker and insurance intermediary, and 247 Money Group Limited (247 Money), a lender. Both companies are part of the 247 group of companies.

CarFinance 247 is authorised and regulated by the Financial Conduct Authority under reference number: 653019. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. Company registration no. 06035525. Data Protection Registration Number Z1897658.

247 Money is authorised and regulated by the Financial Conduct Authority. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. Company registration no. 10989530. Data Protection Registration Number ZA456831.

All finance is subject to status and income. Written quotations on request. CarFinance 247 can introduce you to a limited number of finance providers, including 247Money, based upon your credit rating and will receive commission for such introductions.

† We do not charge a fee for arranging the finance, however some of our lenders may charge a fee. Your account manager can provide more information on this

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