Skip Content
Sign in to the member area

Can I Get Car Finance While I have a Bad Credit Record?

Hi there Rachel. I have a bad credit rating due to a CCJ and a few defaults. I have satisfied all of the above and now apart from my mortgage i am debt free.

I have been considering applying for car finance and I am wondering if there are any ways that i can improve my chances. For example if i was able to give 50% deposit would that help? Many thanks for your help. Kevin

Asked by kevin bird

Hi Kevin, thank you for your question and i'm positive we can help you get a car loan.

The good news is that we have plenty of lenders on our panel that help customers with a bad credit history. The bonus of you being able to place a large deposit down helps massively so that's great news. To strengthen your application for car finance you may wish to add a co-hirer to the agreement to improve our chances of success.

Either way please make an application and once approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Rachel

Tim Carpenter
Answered by Tim Carpenter Car Finance Expert Edited on

Liked by 27 People


Can't find the right answer?

Our Manchester based team are ready to help you.