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Can I Get Car Finance While I have a Bad Credit Record?

Hi there Rachel. I have a bad credit rating due to a CCJ and a few defaults. I have satisfied all of the above and now apart from my mortgage i am debt free.

I have been considering applying for car finance and I am wondering if there are any ways that i can improve my chances. For example if i was able to give 50% deposit would that help? Many thanks for your help. Kevin

Asked by kevin bird

Hi Kevin, thank you for your question and i'm positive we can help you get a car loan.

The good news is that we have plenty of lenders on our panel that help customers with a bad credit history. The bonus of you being able to place a large deposit down helps massively so that's great news. To strengthen your application for car finance you may wish to add a co-hirer to the agreement to improve our chances of success.

Either way please make an application and once approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Rachel

Tim Carpenter
Answered by Tim Carpenter Car Finance Expert Edited on

Liked by 27 People

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