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What documents are needed for a car loan?

Hi, my credit score at experian is 999 (excellent) so was wondering what other documents will be required for car finance. Do I need to show my wage slips and bank statements? ( Finance needed 38k putting down 20% deposit)... Thanks

Asked by Kham

Hi Kham, if your credit rating is excellent all we'll need to get a deal funded is your driving licence and possibly a proof of address. We wouldn't need anything else.

Are you on the voters roll at your current address as that's the only small stumbling block i can see? If you are then we can get you into a new car in no time and the fact that you have a 20% deposit is a massive help also. We offer some great rates from high street names including Barclays, Hitachi & Santander.

Please apply when you are ready and once approved we provide a no obligation quote and you can buy a car from any dealer. Kind Regards, Rachel

Tim Carpenter
Answered by Tim Carpenter Car Finance Expert Edited on

Liked by 23 People

£
4 Years
Best available rate XX% APR
Total cost of credit £ XXX.XX
Total repayment £ XX,XX.XX
48 monthly
payments of
£ 245 98

Representative example: borrowing £7,500 over 4 years with a representative APR of 25.4%, an annual interest rate of 25.4% (Fixed) and a deposit of £0.00, the amount payable would be £239.77 per month, with a total cost of credit of £4,008.96 and a total amount payable of £11,508.96


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