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Can I Get Car Finance with a Default and Bad Credit?

I had a default with my bank 3 years ago which is now satisfied, but since then I haven’t been able to get credit from anywhere even though I repay my bills on time every month. Any suggestions?

Asked by Lindsey

Hi Lindsey, thank you for your question. If you are now keeping up with your payments we should be able to get you accepted for car finance even though you have a past default. We do have a few lenders on our panel that help people with past credit issues anyway.

We obviously know each different car credit provider's criteria and so we'll be able to match up your credit profile with the right lender. As long as you have a UK licence and can prove your income (3 months payslips or bank stats) i'm confident we can get you approved.

Once accepted we provide you with a no obligation quote and you can buy a car from any dealer in the UK. Please make an application when you're ready. Kind Regards, Rachel

Tim Carpenter
Answered by Tim Carpenter Car Finance Expert Edited on

Liked by 238 People

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