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Win your car finance with CarFinance 247


If you win, we'll pay off the finance on your car. It's that simple! Your car becomes completely yours, free and clear.

This amazing offer is open to anyone who has secured car finance with us throughout 2023, including Decemeber 2023!

This means that there's still time to enter, get your finance in December, and you're automatically in!

The lucky winner will be announced the week beginning 5th February 2024 on our instagram page.

Terms and Conditions apply.

Can I Get Car Finance if I Have Been Declared Bankrupt?

Tim Carpenter
Written by Tim Carpenter

If you have ever been declared bankrupt then we can still help you finance a new or used car, van, motorbike or caravan / motorhome from a reputable dealership.

We work with lenders who go out of their way to help discharged bankrupts with the finance that they need. Your bankruptcy will have damaged your credit history, but you may have already begun to rebuild this, and by demonstrating that you are able to manage any such borrowing responsibly and successfully may then provide a major step forward in re-establishing your credit status.

When considering a finance application, a lender will look at a number of different factors, including your income and employment, to gauge suitability of the loan. We can help if you’re self-employed, a part-time worker, an agency worker or retired too (to name just a few different employment types).

In most cases, no deposit is required, and you can choose a vehicle from any reputable UK dealership. As we work with a large panel of lenders, we can search the market to find the best finance deal specific to your individual needs (and at the most competitive rate).

Of course, we cannot guarantee car finance. If we feel it is not in your best interests to do so, we will decline your application. It is also important to remember that failure to keep up with the repayments on any credit agreement may lead to further damage of your credit history.

If you are currently in bankruptcy, we regret we are unable to help.

Get my quote
Rates from 9.9% APR. Representative APR 19.9%

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Tim Carpenter
Tim Carpenter Car Finance Expert
Get my quote
Rates from 8.9% APR. Representative APR 19.9%




Rates from 8.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £10,000 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £255.50 per month, with a total cost of credit of £5,329.80 and a total amount payable of £15,030.

We look to find the best rate from our panel of lenders and offer you the best deal that you're eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.

5 years
Total cost of credit £ 2000
Total repayment £ 2000
48 monthly
payments of
£ 245 98

Rates from 9.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £25,000 over 48 months, £3,750.00 deposit, on PCP, with annual mileage of 8,000pa, and a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed), the amount payable would be £394.51 per month, an optional final payment of £7,194.33, with a total cost of credit of £9,912.36 and a total amount payable of £28,444.33. 

We look to find the best product from our panel of lenders and will offer you the best deal that you’re eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.

Can't find the right answer?

Our Manchester based team are ready to help you.


* The UK's largest online car finance broker by unique users to the website. Based on Similar Web data – 1,137,647 to CarFinance 247 vs. 753,819 for nearest competitor. January to June 2023.

CarFinance 247 is a trading name of CarFinance 247 Limited. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. (Registration Number 06035525).

CarFinance 247 is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 653019). CarFinance 247 is registered with the ICO (Registration Number Z1897658).

Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.

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