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Win your car finance with CarFinance 247


If you win, we'll pay off the finance on your car. It's that simple! Your car becomes completely yours, free and clear.

This amazing offer is open to anyone who has secured car finance with us throughout 2023, including Decemeber 2023!

This means that there's still time to enter, get your finance in December, and you're automatically in!

The lucky winner will be announced the week beginning 5th February 2024 on our instagram page.

Terms and Conditions apply.

I'm an undischarged bankrupt, is there any way I can get van finance?

Hi, I'm almost out of my 12 month bankruptcy period. I am self employed (with a regular income) and would like a van loan. I have a little bit of clean credit to my name and i am on the voters roll now too.
Asked by Guy Burt-Davies
February 2, 2012
Hi Guy, thank you for your question.

The good news is that we do have lenders on our panel who finance vans for ex-bankrupts.

It also sounds like you’re getting your credit history back on track so that’ll certainly help our case.

Please make an application and once approved you can choose a van from any dealer and we also provide a no obligation quote. Kind Regards, Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 17 People

Get my quote
Rates from 8.9% APR. Representative APR 19.9%




Rates from 8.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £10,000 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £255.50 per month, with a total cost of credit of £5,329.80 and a total amount payable of £15,030.

We look to find the best rate from our panel of lenders and offer you the best deal that you're eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.

5 years
Total cost of credit £ 2000
Total repayment £ 2000
48 monthly
payments of
£ 245 98

Rates from 9.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £25,000 over 48 months, £3,750.00 deposit, on PCP, with annual mileage of 8,000pa, and a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed), the amount payable would be £394.51 per month, an optional final payment of £7,194.33, with a total cost of credit of £9,912.36 and a total amount payable of £28,444.33. 

We look to find the best product from our panel of lenders and will offer you the best deal that you’re eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.


Bankruptcy related questions

Hi, have seen motor home on a forecourt for £35000. I have a deposit of £10000, but my credit history is not great. Can you help?

Asked by Anthony Young
February 2, 2012

Hi Anthony, thank you for your question. As you have such a large deposit, we should be able to help you with finance for a Motor home. We do have lenders that can help those with less than perfect credit histories too, so this isn't necessarily an issue. Please apply when you get a moment. Have a good weekend. Rachel

Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 8 People

Hi, I'd like to know what finance arrangement could be explored for a Campervan VW T2 worth £35,000? What deposit would be needed and how long the terms would be? Can you advise. Regards, Wendy

Asked by Wendy Freeman
February 2, 2012

Hi Wendy, thank you for your question.

A 10% deposit would certainly be sensible and you can finance teh remaining amount over 4 to 5 years if you wish. You can also settle the agreement early if you wish to. The rate and repayments all depend upon the lender we can get you approved with. The better the credit history you have the more flexibility & options we have.

Please make an application and once approved you can choose a campervan from any reputable dealer and we also provide a no obligation quote. Kind Regards, Rachel

Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 6 People

Hi, I am interested in buying a Talbot compass motorhome from a local small car dealer. It is an older motorhome vehicle registered on 27/05/94 with low miles for its age (61,000). It is on the forecourt for £4995.00. I can put £1000 deposit leaving the r

Asked by Gary A
February 2, 2012

Hi Gary, thank you for your question. The good news is that we do have specific lenders that help to finance motor-homes. The only issue I can foresee is the age of the motor-home that you are looking at. However, It does seem to have low mileage and you do have a decent deposit so there is hope. We also specialise in helping individuals with a less than perfect credit history. Please make an application and if approved, you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Rachel

Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 24 People

Hi, I am looking for car finance for roughly £3500 - £5000. I can obtain a deposit of about £400. Last look at my credit score It was 763. I have an old default which has been settled and is due to be dropped off my credit file in December this year (2012

Asked by Sarah
February 2, 2012

Hi Sarah, thank you for your detailed question. With a fair credit history and a score of over 700 we should be able to get you approved for £3500 to £5000 with no issues at all. The good news is that your default is settled and you've had no missed payments in the last few years. The fact that you also have a £400 deposit and you're employed full time is great news. Please apply when you get chance. Kind Regards, Rachel

Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 7 People

Hi. I am looking to get credit for a new car. I wonder how I will get on. I want to buy a car worth £16700 and put down £5000 deposit. I have a salary of £52k per year. My credit report reads 371 with equifax which I believe is average. I moved house in D

Asked by Liam Simpson
February 2, 2012

Hi Liam, as you have a large deposit, a good income and some current clean credit i'm confident we'd get you approved for the amount you need. Please apply when you get a moment. Regards, Rachel

Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 3 People

Hi, I am looking to get car finance on a BMW worth around £22k. Its called PCP (BMW Select). I have a £5000 deposit to make and the payments are around £280 p/month. My income at the moment is up and down around £800-900 net but in about two


February 2, 2012

We work with a panel of different lenders and some of them are able to help customers with a fair credit history get car finance. We can’t guarantee that we’d be able to help you get a car loan as everyone’s circumstances are different and we’d need to look at your individual details to find out if we can match you to one of our lenders. Get a quote to find out more. Representative APR 24.9% with fair credit.

Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 6 People

Hi, I have a couple of questions about finance for a car for about £5-6k and I can get a deposit of around £1k if needed.

However, I do have a three outstanding defaults. 2 are due to expire in the next couple of months and was for about £20

Asked by Gavin Newb
February 2, 2012

Hi Gavin, thank you for your detailed question!

The good news is that we do have lenders on our panel who help people with past defaults get car finance. As you're self employed we'd just need to see 3 months bank statements proving your income. Hopefully this won't be a problem.

Your credit score does seem quite low however, this may be down to the recent credit searches on your profile so don't worry too much about this. Having a £1k deposit will certainly help matters so please place that down on the application form.

All in all from what you have said i'm confident we could get you approved for £6000 - we can't guarantee but we'll certainly try our best. We also have the most lenders on our panel than the majority of brokers.

Please make an application and once approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Rachel

Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 8 People

Hi, I have recently started my own company. Before that I had a salary more than 70K. Now my company invoices are almost 11k per month. My credit score in last year June was 451, which was good in Equifax record. Now I needed a car loan of 15k. I also wan

Asked by Sam
February 2, 2012

Hi Sam. Many finance companies require that you be self employed for a minimum of 12 months. However here ar CF247 we deal with most lenders on the market and work with many lenders who don't require that. Your credit score is good and I am confident that we will be able to do something for you. Please make an application when you are ready so we can get the ball rolling :) Thanks Rachel

Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 8 People

Hiya, I had a ccj which has recently been removed and now my credit seen by lenders is 683 and credit seen by landlord and employees is 826. I have a defult on my file which was put on my file 3 years ago. I currently drive a 57 corsa which I would like t

Asked by Elizabeth
February 2, 2012

Hi Elizabeth, Thank you for your question. Here at CF247 we deal with most lenders on the market and many of these lenders will finance people who have previously experienced credit issues. We would need to see an application to have a closer look at your profile and assess which would be the most appropriate lender for you. We have been able to secure previous customers in similar situations to yourself up to £25,000. However there is a chance that you will require a deposit. I hope this helps.Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 8 People

I have a credit rating of approx 750 (fair) with a minor default (£300 from a student overdraft) I'm looking for a loan in the region of £7000 and have a P/X and approx £1k deposit. I have recently been declined by a high street bank. I dont want to re ap

Asked by Tom
February 2, 2012

Hi Tom, It tends to be harder to get approved for a personal loan from the bank than it is to gain vehicle finance as with vehicle finance the loan is secured against the vehicle so if something were to happen whereby you couldn't make your payments, the finance company would just take back the vehicle. With banks they have no asset to take back. Thus it may be worth making an application with ourselves. We deal with many lenders and have a high acceptance rate. Thanks Rachel
Tim Carpenter
Tim Carpenter Car Finance Expert

Liked by 10 People

Can't find the right answer?

Our Manchester based team are ready to help you.


* The UK's largest online car finance broker by unique users to the website. Based on Similar Web data – 1,137,647 to CarFinance 247 vs. 753,819 for nearest competitor. January to June 2023.

CarFinance 247 is a trading name of CarFinance 247 Limited. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. (Registration Number 06035525).

CarFinance 247 is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 653019). CarFinance 247 is registered with the ICO (Registration Number Z1897658).

Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.

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