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I am A Housewife, Can I Apply For Car Finance?

Hello Rachel, I am a housewife and my partner was made bankrupt a year ago but he is the only earner. Can we get finance in my name even though i have poor credit?

Asked by Lindsey

Hi Lindsey, thank you for using our Q&A.

We can help housewife's get car finance but this is a tricky situation if i'm honest. If you had good credit it wouldn't be an issue but, as you say you have poor credit the lenders we use will look for proof of income - as you have none they wouldn't approve you on your own unfortunately.

The only chance to get approved is to make a joint application with your husband as the main applicant as he's the one earning a wage.

Please make an application and once approved you can choose a car from any dealer and we also provide a no obligation quote. Kind Regards, Rachel

Tim Carpenter
Answered by Tim Carpenter Car Finance Expert Edited on

Liked by 50 People

4 Years
Best available rate XX% APR
Total cost of credit £ XXX.XX
Total repayment £ XX,XX.XX
48 monthly
payments of
£ 245 98

Representative example: borrowing £7,500 over 4 years with a representative APR of 25.4%, an annual interest rate of 25.4% (Fixed) and a deposit of £0.00, the amount payable would be £239.77 per month, with a total cost of credit of £4,008.96 and a total amount payable of £11,508.96

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