|Total cost of credit||£ 2000|
|Total repayment||£ 2000|
£ 245 98
Rates from 6.9%: the exact rate you will be offered will be based on your circumstances, subject to status.
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
We work with a panel of lenders and some of them can help customers with a bad credit history get car finance. This includes people with CCJs, defaults and IVAs, subject to approval. However, PCP car finance lenders can require a good credit score, so we can’t guarantee that we’d be able to help you get a new car on PCP. Everyone’s circumstances are different, and we’d need to look at your individual details to see if we can match you to one of our lenders. Get a quote to find out more. Representative APR 32.7% with bad credit.
Yes, we can look to find finance for used or second-hand cars from any reputable dealer. We work with a panel of lenders so that we can help people with a variety of circumstances find used car finance. We can’t guarantee that we’ll be able to help as everyone’s circumstances are different but, if your application is approved in principle, you’ll be granted access to our car search, which features over 130,000 used cars. Found a second-hand car somewhere else? No problem! Just let your account manager know. Get a quote to find out more. Rates from 6.9%. Representative APR 19.9%.
Hi Kieran, thank you for your question
As you have a decent credit score and 4 active clean credit accounts i'm very confident that we can get you accepted at a lender who offers attractive rates on PCP's. The fact that one credit card is near its limit shouldn't effect the decision
Please make an application and once approved you can choose a car from any dealer and we also provide a no obligation quote. Kind Regards, Rachel
Hi Marie, thank you for your question. With a £2000 deposit in your Corsa and a good credit score we should be able to get you approved with no problems at all. Please apply on our website and let me know when you have done so and i'll look at your application. Regards, Rachel
* The UK's number one online car finance broker by unique users to the website. Based on Hitwise data – 1,746,657 to CarFinance 247 vs. 666,020 for nearest competitor. January to December 2019.
96% of our customers recommend us: † Based on feedback left on independent review site Reviewcentre. May 2019.
CarFinance 247 is a trading name of CarFinance 247 Limited, a credit broker and insurance intermediary, and 247 Money Group Limited (247 Money), a lender. Both companies are part of the 247 group of companies.
CarFinance 247 is authorised and regulated by the Financial Conduct Authority under reference number: 653019. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. Company registration no. 06035525. Data Protection Registration Number Z1897658.
247 Money is authorised and regulated by the Financial Conduct Authority. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. Company registration no. 10989530. Data Protection Registration Number ZA456831.
All finance is subject to status and income. Written quotations on request. CarFinance 247 can introduce you to a limited number of finance providers, including 247Money, based upon your credit rating and will receive commission for such introductions.
† We do not charge a fee for arranging the finance, however some of our lenders may charge a fee. Your account manager can provide more information on this