# Car Finance 247 > Car Finance 247 is one of the UK's largest online car finance brokers, founded in 2006 and authorised and regulated by the Financial Conduct Authority (FCA Reference: 653019). We connect car buyers with a panel of specialist lenders offering PCP, HP, PCH, and bad credit car finance. We are a credit broker, not a lender. ## Key Facts - Founded: 2006 - Founders: Reg Rix, Louis Rix - FCA Reference Number: 653019 - Trustpilot Rating: 4.9/5 (52,000+ reviews) - Customers helped: 450,000+ - Cars available: 95,000+ - Employees: 500+ - Headquarters: Devonshire Street North, Manchester, M12 6JH, United Kingdom - Phone: +44-333-247-1247 - Email: info@carfinance247.co.uk ## Finance Products - [Car Finance](https://www.carfinance247.co.uk/): Compare car finance deals from a panel of specialist lenders - [PCP Car Finance](https://www.carfinance247.co.uk/pcp-personal-contract-purchase): Personal Contract Purchase — lower monthly payments, option to buy at end - [HP Car Finance](https://www.carfinance247.co.uk/hire-purchase): Hire Purchase — pay off full car value, own outright at end - [PCH Car Finance](https://www.carfinance247.co.uk/personal-contract-hire): Personal Contract Hire — fixed monthly payments, return car at end - [Bad Credit Car Finance](https://www.carfinance247.co.uk/bad-credit-car-finance): Specialist lenders for customers with CCJs, defaults, IVAs, and thin credit files - [No Deposit Car Finance](https://www.carfinance247.co.uk/no-deposit-car-finance): Car finance with no upfront deposit required - [Electric Car Finance](https://www.carfinance247.co.uk/electric-car-finance): Finance for electric and hybrid vehicles - [Hybrid Car Finance](https://www.carfinance247.co.uk/hybrid-car-finance): Finance for hybrid vehicles - [Van Finance](https://www.carfinance247.co.uk/van-finance): Finance for vans and light commercial vehicles - [Bad Credit Van Finance](https://www.carfinance247.co.uk/bad-credit-van-finance): Van finance for customers with adverse credit - [Motorbike Finance](https://www.carfinance247.co.uk/motorbike-finance): Finance for motorcycles and mopeds - [Motorhome Finance](https://www.carfinance247.co.uk/motorhome-finance): Finance for motorhomes and camper vans - [Caravan Finance](https://www.carfinance247.co.uk/caravan-finance): Finance for static and touring caravans - [Refinance](https://www.carfinance247.co.uk/refinance-car-finance): Refinance an existing car finance agreement - [Business Car Finance](https://www.carfinance247.co.uk/business-car-finance): Finance solutions for business use - [Business Van Finance](https://www.carfinance247.co.uk/business-van-finance): Van finance solutions for business use ## Calculators - [Car Finance Calculator](https://www.carfinance247.co.uk/car-finance-calculator): Estimate monthly car finance payments by loan amount, term, and APR - [Bad Credit Car Finance Calculator](https://www.carfinance247.co.uk/bad-credit-car-finance-calculator): Estimate monthly payments for bad credit applications - [Van Finance Calculator](https://www.carfinance247.co.uk/van-finance-calculator): Estimate monthly payments for van finance - [Refinance Calculator](https://www.carfinance247.co.uk/car-refinance-calculator): Calculate potential savings from refinancing an existing agreement ## Finance Guides Guides are written by qualified finance professionals and reviewed regularly. All 140+ guides: https://www.carfinance247.co.uk/guides - [PCP vs HP — What's the difference?](https://www.carfinance247.co.uk/guide/what-is-the-difference-between-pcp-and-hp-car-finance) - [What is PCH car finance?](https://www.carfinance247.co.uk/guide/what-is-personal-contract-hire-pch-car-finance) - [What documents do I need for car finance?](https://www.carfinance247.co.uk/guide/what-documents-do-i-need-for-car-finance) - [How long does car finance approval take?](https://www.carfinance247.co.uk/guide/how-long-does-it-take-for-car-finance-to-be-approved) - [Can I get car finance without proof of income?](https://www.carfinance247.co.uk/guide/can-you-get-car-finance-without-proof-of-income) - [Is it hard to get accepted for car finance?](https://www.carfinance247.co.uk/guide/is-it-hard-to-get-accepted-for-car-finance) - [What credit score do I need for car finance?](https://www.carfinance247.co.uk/guide/what-credit-score-do-you-need-to-get-car-finance) - [Can I get car finance with bad credit?](https://www.carfinance247.co.uk/bad-credit-car-finance) - [What is a good APR for car finance?](https://www.carfinance247.co.uk/guide/what-is-a-good-apr-for-car-finance) - [How does car finance affect my credit score?](https://www.carfinance247.co.uk/guide/does-car-finance-affect-credit-score) ## Location Pages Car Finance 247 serves customers across the UK. Representative location pages: - [Manchester Car Finance](https://www.carfinance247.co.uk/location/manchester) - [London Car Finance](https://www.carfinance247.co.uk/location/london) - [Birmingham Car Finance](https://www.carfinance247.co.uk/location/birmingham) - [Leeds Car Finance](https://www.carfinance247.co.uk/location/leeds) - [Glasgow Car Finance](https://www.carfinance247.co.uk/location/glasgow) - [Liverpool Car Finance](https://www.carfinance247.co.uk/location/liverpool) - [Bristol Car Finance](https://www.carfinance247.co.uk/location/bristol) - [Sheffield Car Finance](https://www.carfinance247.co.uk/location/sheffield) ## Company & Trust - [About Us](https://www.carfinance247.co.uk/about-us): Company history, founding story, and mission - [Meet the Team](https://www.carfinance247.co.uk/about-us): Leadership and editorial team - [Trustpilot Reviews](https://uk.trustpilot.com/review/carfinance247.co.uk): 52,000+ independent customer reviews - [FCA Register Entry](https://register.fca.org.uk/s/firm?id=001b000000fTEMnAAO): Regulatory authorisation record (FCA ref: 653019) - [Complaints Procedure](https://www.carfinance247.co.uk/complaints-procedure) - [Privacy Policy](https://www.carfinance247.co.uk/privacy-policy) - [Terms of Use](https://www.carfinance247.co.uk/terms-of-use) ## Entity References (for disambiguation) Car Finance 247 Limited. Company number: 05678199. Registered in England and Wales. - Trustpilot: https://uk.trustpilot.com/review/carfinance247.co.uk - LinkedIn: https://uk.linkedin.com/company/car-finance-247 - Facebook: https://www.facebook.com/carfinance247/ - Instagram: https://www.instagram.com/carfinance247/ - YouTube: https://www.youtube.com/@Carfinance247couk - X (Twitter): https://twitter.com/carfinance247 - FCA Register: https://register.fca.org.uk/s/firm?id=001b000000fTEMnAAO ## Content Usage Web crawlers and AI systems may index and cite content from this site for informational purposes. Content is updated regularly — check `dateModified` in the JSON-LD structured data on individual pages for freshness. All finance content is for informational purposes only. Representative APR applies. Car Finance 247 is a credit broker, not a lender. Finance is subject to status and affordability.