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Motorbike Finance Deals

My monthly budget is
Rates from 8.9% APR. Representative 19.5% APR.
Car Finance 247 Limited is a credit broker, not a lender.

Rates from 8.9% APR. Representative Example: Borrow £12,000 over 5 years with a £0 deposit. Representative 19.5% APR fixed rate. Monthly payment: £304.38. Option to purchase fee £10 payable. Total cost of credit: £6,272.80. Total amount repayable: £18,272.80.
Car Finance 247 Limited is a credit broker, not a lender.

Rated Excellent by 54585 customers – 4.9 out of 5 on Trustpilot

Can I get finance for a motorbike?

Yes, you can! At Car Finance 247 we could find you a great deal from our panel of trusted lenders. Whether you’re after a sleek 125cc or sturdy 1000cc, we’ll help you find finance for your dream two-wheeler. 

Motorbike finance loans simply work much like car loans, where you borrow money to purchase the bike and then pay it back over time with interest.

How does financing a motorbike work?

Financing a motorbike works similarly to financing any other big purchase. You apply for a loan, and get approved based on your creditworthiness, amongst other factors. You then make regular payments over a set period of time until the loan is paid off, along with any accrued interest.

Here’s it broken down in steps:


  1. Apply for a no-obligation quote and get a decision in minutes.
  2. If your loan application is approved in principle, your dedicated account manager will give you a call to talk through your loan options.
  3. Choose the bike you want from any verified UK dealer and let us know.
  4. We do all the admin and paperwork for you.
  5. You drive away happy.

Using the Motorbike Finance calculator

You can use the finance calculator to find out how much your monthly repayments on a motorbike loan might be. Choose your credit band and enter the amount you’d like to borrow and how long you’d like to pay the loan back. You’ll then be able to see roughly how much you might have to pay on a hire purchase agreement each month.

Remember, it’s just an estimate so this figure might not be the exact amount you pay. We’ll always take your individual circumstances into account to provide a tailored, no obligation quote.

Motorbike Finance Calculator

For illustration purposes only. The rate and payment you may be offered will be based on your individual circumstances.

Vehicle Price
£
Deposit
£
Finance Term (Months)
Your Credit Profile
Type of Finance
48 monthly payments of at 10.9% APR
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Breakdown
Vehicle Price
Deposit
Amount to Finance
APR
Option-to-purchase fee
£10
Total Cost of Credit
Total Repayable

Motorbike finance options

Looking for motorbike finance? Grab your leathers and get a quote today.

Whether you’re looking for a loan for a sporty 125cc motorbike or a hefty 1000cc hog, if you want to start enjoying life on two wheels, we can help!

At Car Finance 247, we’ll always look to find you the best finance deal from our wide panel of lenders. If you want a bike to liven up your daily commute or to go full throttle on the weekend, we have loan options available for motorcycle riders with a wide range of different personal circumstances. And you could be riding away on your new bike within days!

Bad credit motorbike finance

We may be able to help you find bad credit motorbike finance – even if you’ve been refused elsewhere!

Just like bikes, we know that credit scores come in all shapes and sizes. If you’ve ever been late on a payment, fallen into mortgage arrears, or had a County Court Judgement (CCJ), then you might have a low credit score.

But that doesn’t mean you have to give up on getting finance.

There’s no judgement here. We’ll work to try and find a bad credit motorbike deal that’s right for you, whatever your credit history. It’s not all about your credit score either; we take all your individual circumstances into account. Credit is subject to status.

Our expert says
“Motorbike finance provides you with a great way of owning your ideal bike without the stress of a large upfront payment. With flexible monthly payments, it’s easier than ever for both enthusiasts and daily commuters to get their dream bike!”

Is it worth getting a motorbike on finance?

Yes, for many people, getting a motorbike on finance is the best option for getting on the road. It can be especially worth it if you're unable to pay the full price upfront. 

Financing allows you to spread the cost over time, making it more manageable. Just remember to consider the interest rates and fees associated with the loan to ensure it's a good deal for you.

Here are some points to consider:

  1. Affordability: Can you afford the monthly payments comfortably within your budget? While financing allows you to spread out the cost, you'll still need to ensure that the payments fit comfortably within your monthly expenses.
  2. Interest rates and fees: Consider the interest rates and any additional fees of the finance agreement. A lower interest rate can make financing more affordable in the long run.
  3. Total cost of finance: Calculate the total amount you'll pay over the loan term, including interest. Compare this to the cash price of the motorbike to determine if financing is cost-effective compared to paying upfront.

Frequently Asked Questions

We look to find the best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We will be paid a commission for providing our services and this commission may be a fixed amount or a percentage of the amount borrowed. The interest rate you pay is directly linked to the amount you are borrowing and your individual credit status.

Let's get you started

Applying with us only takes a couple of minutes.

Representative 19.5% APR. Car Finance 247 Limited is a credit broker, not a lender.