Personal Loan

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Best available rate
Total repayment
Total cost of credit

Best available rate

Total repayment

Total cost of credit

We compare products from 18 of the UK's top lenders to get you the best deal.

Hitatchi

Representative example. Excellent Credit

Borrowing £7,500 over 48 months with a representative APR of 16.8%, an annual interest rate of 16.8% and a deposit of £0.00, the amount payable would be: £211.25 a month, with a total cost of credit of £2,640 and a total amount payable of £10,140.

CarFinance 247 is a broker and not a lender

What’s the difference between a personal loan and other types of car finance loan?

The main difference is that a personal loan is not secured on the car – it’s totally separate, so you can sell the car at any time during the loan period. The car can’t be repossessed if you fail to make your payments, but the debt still applies and you will have to repay it.

Is it right for me?

Personal loans are ideal if you’re looking to use some of the loan to cover extras in addition to the car, including road tax and insurance. Personal loans tend to be suitable for those with good or fair credit histories, with few or no financial problems in the past - missed mortgage payments, defaults or CCJs, for instance.

Consider all the options first

Before committing to any one finance option it is well worth considering all the choices open to you. Our qualified customer service specialists will help. They understand car finance in detail, and it’s their job to use that knowledge to find a finance option that suits your individual needs and preferences.

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Money matters: should drivers take out a servicing plan for their car?

Money matters: should drivers take out a servicing plan for their car?

Few drivers look forward to the moment they have to take their car to the garage and have it serviced. Why? Because of the dreaded moment they are presented with the bill. Even a relatively straightforward servicing job, like having the engine oil changed, can cost more than £100. But if there’s an unexpected problem discovered during the service, drivers can find the bill rises faster than steam from an overheating engine.