Personal Car Loan

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Buy from any

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  • Lower your monthly payments
  • No obligation quote
Best available rate
Total repayment
Total cost of credit

Best available rate

Total repayment

Total cost of credit

Representative example:

Borrowing £7,500 over 4 years with a representative APR of 25.4%, an annual interest rate of 25.4% (Fixed) and a deposit of £0.00, the amount payable would be £239.77 per month, with a total cost of credit of £4,008.96 and a total amount payable of £11,508.96.

Rates may differ as they are dependent on individual circumstances. Subject to status.

We have access to a wide panel of lenders that offer a range of financing options to suit your financial and credit circumstances.

What’s the difference between a personal loan and other types of car finance loan?

The main difference is that a personal loan is not secured on the car – it’s totally separate, so you can sell the car at any time during the loan period. The car can’t be repossessed if you fail to make your payments, but the debt still applies and you will have to repay it.

Is it right for me?

Personal loans are ideal if you’re looking to use some of the loan to cover extras in addition to the car, including road tax and insurance. Personal loans tend to be suitable for those with good or fair credit histories, with few or no financial problems in the past - missed mortgage payments, defaults or CCJs, for instance.

Consider all the options first

Before committing to any one finance option it is well worth considering all the choices open to you. Our qualified customer service specialists will help. They understand car finance in detail, and it’s their job to use that knowledge to find a finance option that suits your individual needs and preferences.

These customers are real CarFinance 247 customers. They were invited to become a celebrity for a day, taking part in photoshoots and telling us all about their CarFinance 247 experience, and they were paid for doing so.

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