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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Is a Job check required to obtain car finance?

Hi, I'm thinking of getting pcp car finance. I have a regular income showing on my bank statements. Will there be any need for them to do a check with my employer? Also can I apply for finance in my mums name as my wages go into her bank account?

Posted by Debbie gibbons on


Hi Debbie, a job check may be required depending upon which car finance lender you get approved with. If you're applying for finance in your mum's name please make sure you have her permission first as we'll need to carry out a credit search and we'll need her to sign the documentation. However, as long as you get payslips there's no reason why you can't apply in your own name. Who has better credit? You or your mum? Regards, Edwin

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