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Car Finance Expert Q&A

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Edwin Miles. Underwriting Manager

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Can you get car finance if you have points on your licence for drink driving?

Hello Edwin, i lost my licence 18 months ago for drink driving. It was incredibly silly of me and i'm ashamed however, i now have my licence back and i need car finance.

Is this something that your company can offer as i have heard that some companies don't offer finance to those with "DD" on their licence? I have a decent credit score, a deposit of £1000 and i earn £2000 p/month after tax.

I'm only after £6500 for a little Vauxhall Astra. Please let me know asap. Anthea

Posted by Anthea P on

Answer.

Hi Anthea, thank you for your question.

With a decent credit score, a large deposit and a healthy monthly income, we should be able to get you an approval with one of our lenders.

You haven't been mis-informed as such, as some companies won't provide finance to people who have past "DD" offences on their licence but for many of our lenders this wouldn't be an issue.

Please apply when you get a moment and if approved, we provide a no obligation quote and you can buy a car from any dealer in the UK.

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