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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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How can I help you?

Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

What does provisionally approved for car finance mean?

Hi there, I was just curious to know that after being provisionally approved is there still a high percentage that I could still get refused?

Has the credit check already been carried out or is that the next step after sending in my docs? I'm a bit worried as I feel my file has a lot of footprints on it already. Thank you

Posted by Emma Frances on


Hi Emma, we have already carried out a credit check and we have a provisional approval at one of our lenders.

This basically means that as long as all your documentation meets criteria including your (driving licence, proof or address and proof of income) then we will be able to give you a car loan.

Please speak with your sales advisor on 0333 247 1247 and they will guide you through the next steps. For those reading this who want to make an application for car finance you can do so here. Kind Regards, Edwin

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I would like to apply jointly with my wife for car finance.

The thing is I do not hold a full driving licence but my wife does. My wife is a housewife and I am in full time employment. Can you help?

Posted by Stephen Edwards on


Hi Stephen, thank you for your question.

We can indeed help you and your wife get car finance even though you have no licence. Please make an application with your wife as the main hirer as i assume the car is for her and you as the second hirer. This way your wife can get the car as she has the licence but we can use your income to prove that you can both afford the loan.

Once approved we provide a no obligation quote and you can buy a car from any dealer. Kind Regards, Edwin

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