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Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
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Edwin Miles. Underwriting Manager

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Nissan Note Car Finance

Hi There, I currently have a credit score of 572 and I have ordered a new Nissan Note yesterday.

They will be calling me on Monday to go through the final details. Will I get accepted for this? What criteria do you need for car finance? I have been told it is totally different to mortgages and other personal loans etc. Any advice would be greatly appreciated. Thank you

Posted by Jackie Barrett on


Hi Jackie, thank you for your question.

With a credit score of 572 you may struggle to get approved for car finance with Nissan. However, as i don't know their underwriting criteria, they may well be able to help you, and if they can, that is great!

If you don't get approved with Nissan, we would be hopeful of getting you an approval with one of the many lenders on our panel. As a company, we're specialists in obtaining finance for those who have been declined elsewhere. The rate you are offered will be dependent on your credit score, but we can offer some market leading rates. All we would need to see is a copy of your driving licence, proof of address and proof of income (payslips or bank statements).

Please make an application and, if approved, we'll give you a no obligation quote and you can choose a car from any reputable dealership in the UK. Kind Regards, Edwin

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