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Hi Kevan, I hope you're well. Apologies for the delayed response.
In relation to your question the only way that Santander can help is if they can grant you a payment holiday which I don't know if this is possible or not. As you've put a large deposit into the deal you don't want them to take away your car for non-payment obviously. The only way out of the deal (as you've only had it 10 months) is to sell the car privately and clear the finance. You can then keep the equity as savings if you wish. One thing I'd advise though is to keep up your repayments of you can as you don't want this to affect your credit history.