Skip to content

Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
image description

Edwin Miles. Underwriting Manager

Car Finance Calculator

Calculate your loan immediately


How can I help you?

Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

PCP finance for new Mini Countryman

Hi, I am wanting to purchase a brand new mini countryman for £30k with £5or £6k deposit. I am self employed and have lived at same address for 29 years. But, having checked my experian credit report it says i am not on the electoral roll which i am! I have contacted them to fix the error but i don't know if i should apply for finance yet or wait until my credit file is updated. I will have my current car paid for in August this year it was a 5 year hire purchase with black horse. I don't know if i should wait for that to have finshed before i apply for credit? Thanks, Rob

Posted by Rob on


Hi Rob, to be honest the electoral roll isn't an issue as you've lived at your address for such a long time. This wouldn't stop us getting an approval in place for you anyway. The fact that you have a 20% deposit also helps and i wouldn't be concerned about your current car finance agreement as that's nearing the end. Have you applied at the Mini dealer yet? Regards, Edwin

Posted by on

Rate Edwin’s advice.

image description

Do you have a question on this topic?

Ask a question or leave a comment on this topic below

Back to Car Finance Expert Q&A

Back to top