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Edwin Miles. Underwriting Manager

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Can i get car finance with an EU drivers licence?

Hi - I am a European citizen and have been in the UK for three and a half years and am on the electoral roll. I have a couple of credit cards and have had no problems with payments. However, i still have a European driving license. Is this a problem? Nick

Posted by Nick on

Answer.

Hi Nick, no this is not a problem. We have a few lenders who accept people with EU driving licences. As you will have a good to fair credit rating due to not missing any payments then we'll have a very good chance of getting you approved. How much finance do you require and do you have a part exchange or deposit to place into the deal? Can you also prove your income with payslips or bank statements if required? Kind regards, Edwin :-)

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Question.

Thanks for the reply. I have around a £1000 deposit and am looking for something around £5000. Proof of income etc is no problem

Posted by Nick on

Answer.

Great news Nick. Please apply and hopefully we'll have an acceptance for you this afternoon. We are busy today and a little under staffed so if you don't hear a decision today you will hear from us over the weekend :-) Regards, Edwin

Posted by on

Question.

My partner has an EU drivers license and has lived here for last 9 years. She earns £1000 a month plus £560 tax credit but not on the electoral register. We're looking for £2000.

Posted by Steve on

Answer.

Hi Steve, no problem - we should be able to help as long as your partner can prove their income. Please apply when you get 5 minutes. Edwin :-)

Posted by on

Question.

Sorry made a mistake on my question. My partner is on electoral roll and works for local authority. I've applied but it said amount of deposit but the form would not let me put my car as deposit.

Posted by Steve on

Answer.

Hi Steve, no problem. that's good news regarding your partner. Did you make a joint application with your partner on our site? If so, what is your reference number? Regarding your part exchange deposit - this can be discussed with a sales advisor :-)

Posted by on

Question.

Hello, Do I need to change my EU driving license to a UK before applying for car finance?

Posted by Tom on

Answer.

Hi Tom, we do have lenders that accept EU licences so you should be ok. Please apply when you're ready.

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Question.

Hello good morning, I would like to know if you finance drivers with an EU license. Me and my partner are thinking about Buying a mini cooper S, but we both have a European (Portuguese) license. I have only lived here since March, but my girlfriend is a UK resident since 2005 and a home-owner since 2006. Thank you.

Posted by Ivo on

Answer.

Hi Ivo, we do help people with EU driving licences but as you have only recently moved to the UK the finance would have to be in your girlfriends name. Please get her to apply when she gets chance and we'll get you in that new Mini in no time :-)

Posted by on

Question.

Hello.if i dont have full uk driving license but have eu one can i still apply?!

Posted by Agata on

Answer.

Hi Agata. Thank you for your question. We can help people who have EU licences. It does limit the number of lenders we can get you approved with but it is not out of the question. Please make an application so we can try our best to place you with an appropriate lender. Thanks Edwin

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Question.

Hi Edwin,my car failed MOT and I need to get another car asap, but have been turned down because of EU licence (32years accident free!), poor credit rating and I work part time (26 hours/week for Surrey County Coucil for 9 years!). I am so disappointed and really need a car to get to work, but dont seem to be credit worthy (I am also on the elct. roll), can you please help? Sincerely, Sonja G

Posted by Sonja on

Answer.

Hi Sonja, we may be able to help you. We do deal with lenders who will finance customers with EU licence. Being part time does make it a little more difficult however it is not out of the question. The best thing to do is just to apply so we can see what we can do. Would you have anyone else to go on the application with you? Kind regards

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