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Hi there, i am wondering whether it is possibe to get a car loan. I have a 55 Reg Peugeot 206 as deposit and there is no outstanding credit on this. I have a default on my credit account giving me a credit score of around 600. The default relates to Land of Leather and creation finance. It is for £1100 but I am refusing to pay as I feel I was mis-sold paymant protection and repair policies which I did not need. This is currently being investigated by the FSA. Your advice would be helpful. Many thanks
Hi Andrew, apologies for the delayed response. We do have lenders that help customers who have had defaults in the past and as your default is on an agreement for a sofa and not a car i'm confident we'll be able to get you approved. The fact that you have a part ex as a deposit is also great news. Please apply on our website and we'll try our best to get you into a newer car asap. Edwin
Hello. I have bad credit due to a loan I have defaulted on. The loan is for £4,412. I started a new job and needed a car and have had to hire it which is very expensive. Would I be eligible for a car loan for a nearly new car?
Hi Sharon, other than your default do you have any other clean active credit? We can help people who have had defaults in the past obtain a car loan but they must be employed, on the electoral roll and have some form(s) of other clean credit. Is this the case with yourself? Kind Regards, Edwin