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Car Finance Expert Q&A

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Edwin Miles. Underwriting Manager

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Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

My credit rating isn't great and i have a few CCJ's that are now resolved. Can i get car finance?

My credit rating isn't too good at the moment and i have a couple of ccj's. Although these have been sorted i need to lend £2000. Is that possible given my circumstances?

Posted by Al on

Answer.

Hi Al, here at Carfinance247.co.uk we have many lenders on our panel that help people all over the UK get car finance with bad credit.

How much do the CCJ's that you have add up to? This could be a stumbling block (if over £10,000 combined) but we'll do all we can to help you out. As you say "they have now been sorted" i'm confident we can get you accepted for £2000 as it's a small amount. As long as you're employed with a full UK licence and preferably electoral roll status we should be ok.

Please apply online when you get a moment and once approved we provide a no obligation quote and you can get your car from any UK dealer. Thanks, Edwin

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Question.

Hi! I'm 20 years old and have had a CCJ in the past. However I have been in my job for 4 years and earn around £1000 a month. Would I be able to get car finance?

Posted by Jack E on

Answer.

Hi Jack, due to your age and the fact that you have a default already it is unlikely that we'll be able to help you. How much is your default for and what other credit do you have, if any? Kind Regards, Edwin

Posted by on

Question.

Hi, my credit score is 871, i am a home owner and i was recently offered a personal loan which i wanted to use to buy a car from Santander bank.

I have a full time job and i earn around £1400 after tax a month. Can i get car loan with you for a hybrid car? I have my latest Experian credit report to hand so can you tell me whether I will be approved or rejected by having a look at my credit report?

Posted by Nitin Yadav on

Answer.

Hi Nitin, thank you for your question.

As you are a home-owner, have a good credit score and a decent monthly income i'm confident we can get you approved without having to see your credit report.

Especially if you have just recently been approved by Santander there should be no reason at all why we can help you. Please apply when you can and once approved with us we provide a no obligation quote and you can get a car from any dealer in the UK. We can beat dealer rates too. Kind Regards, Louis

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