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At Carfinance247 we do indeed carry out a soft credit check on your credit profile to ascertain whether we can approve you for car finance or not. We do this immediately after you have applied.
However, if our underwriting system believes we can get you approved at a specific lender we will automatically propose you to that lender. At this point a hard credit search will be performed.
We do have lenders on our panel that help ex-IVA customers get car finance and you seem to have a fair credit score so i'm reasonably confident we can get you accepted. I can;t comment on the rate you'll receive at this stage as this will be determined by the lender who approves you but as you have a good income and are employed full time this will go in your favour.
Please make an application when you're ready and if approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin