Skip to content

Car Finance Expert Q&A

Hi, I'm Edwin and I'm here to help you!
image description

Edwin Miles. Underwriting Manager

Car Finance Calculator

Calculate your loan immediately


How can I help you?

Do you have a question about Carfinance247 or its services? If so, please complete the form below for a response within 1 working hours. I have over 7 years experience working for Carfinance247 and have the responsibility to answer all questions asked.

Would you do car finance for a carpet layer with fair credit?

Hi there Edwin, I'm a Carpet Layer, and have been in the trade for 20 years, bringing home about £1200 a month. I think my credit score is fair, around 650, I have always paid my mortgage and phone bill on time, and had a couple of credit cards a few years ago which were always paid on time. Do you think you would be able to help?

Posted by Mark P on


Hi Mark, thank you for your question.

The fact that you have a regular income is great, and may help your application. You would need to be able to prove this, since you are self employed, you can prove this in the form of bank statements, which some of our lenders will accept.

You seem to have an active credit profile which is also good news. With regards to your credit rating, 650 seems fine. Providing you have no defaults that you are unaware of on your profile, we should be able to help you.

Please make an application when you're ready and if approved you can choose a car from any reputable dealer and we also provide a no obligation quote. Kind Regards, Edwin

Posted by on

Rate Edwin’s advice.

image description

Do you have a question on this topic?

Ask a question or leave a comment on this topic below

Back to Car Finance Expert Q&A

Back to top